# ERGO Estonia vs Cloudics

The clearest difference is update cadence: Cloudics at every 2 months against ERGO Estonia's every 11 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ERGO Estonia ships an update every 11 months, Cloudics every 2 months. The most recent releases landed on September 9, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | ERGO Estonia | Cloudics |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ergo-estonia/id1280982874/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 30 MB | 29 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [ERGO LIFE INSURANCE SE](https://appshunter.io/developer/926853776) | [Astro Baltics OU](https://appshunter.io/developer/1486293358) |

## What reviewers say

### ERGO Estonia

[App page](https://appshunter.io/ios/app/ergo-estonia/id1280982874)

Easily and quickly apply for health insurance reimbursements using your smartphone. Simply take photos of your medical service bills to submit your claim.

**Highlights:** Health insurance reimbursement application, Submit claims via smartphone photos, Quick and easy claim process, Digital bill submission

**Features:** macOS Compatibility

**In-app purchases:** none


### Cloudics

[App page](https://appshunter.io/ios/app/cloudics/id1486293359)

**In-app purchases:** none


## Frequently asked questions

### Is ERGO Estonia free?

ERGO Estonia is free to download, with no in-app purchases.

### Is Cloudics free?

Cloudics is free to download, with no in-app purchases.

### Do ERGO Estonia or Cloudics have ads?

Neither ERGO Estonia nor Cloudics shows ads.

### Which is updated more often, ERGO Estonia or Cloudics?

ERGO Estonia ships an update every 11 months, and Cloudics every 2 months. Most recently, ERGO Estonia was updated on September 9, 2026 and Cloudics on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*