# MySynchrony vs GM Financial

MySynchrony and GM Financial both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's. MySynchrony also leads on chart position (#30 vs #194). GM Financial's advantage is iOS requirement (12.2 vs 18). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.8 for GM Financial. Both are backed by a comparable volume of ratings — 116K and 51K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 27% of GM Financial's.

MySynchrony ships an update every 3 weeks, GM Financial every 4 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | MySynchrony | GM Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (116K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews) | **[4.8 (51K ratings)](https://appshunter.io/ios/app/gm-financial/id1437282503/reviews)** |
| Number of ratings | **116K** | 51K |
| Positive reviews | **82.2% of reviews** | 27.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Best chart rank | **#30** | #194 |
| Size | 197 MB | 118 MB |
| Requires iOS | 18 | **12.2** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [GM Financial](https://appshunter.io/developer/1437282502) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #30 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### GM Financial

[App page](https://appshunter.io/ios/app/gm-financial/id1437282503)

**Currently charting:** #194 Top Free · Finance (US App Store)

Manage your GMF account conveniently and securely on the go. Make payments, view your payment history, and update your information for your Chevrolet, Buick, GMC, or Cadillac vehicle. Access your account 24/7 from anywhere.

**Highlights:** Make payments, Set up auto pay, View payment history, Manage multiple accounts, 24/7 account access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app for making payments
- 💡 Ability to view payment history and account details
- 🚀 Convenient payment scheduling options
- 🤝 Helpful and understanding customer support

**What reviewers complain about**

- 🐛 Recurring login issues and password reset problems
- 🔍 Lack of transparency around payment application and payoff amounts
- 🤖 Unhelpful or unresponsive automated support
- 🕰️ Slow app performance and frequent crashes

**Reported bugs**

- App not recognizing valid bank account information
- Incorrect payment processing status displayed
- Persistent notification bugs that can't be cleared

**Requested features**

- Add option to pay extra towards principal
- Improve payment scheduling flexibility
- Display current balance and remaining payments


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is GM Financial free?

GM Financial is free to download, with no in-app purchases.

### Which has better reviews, MySynchrony or GM Financial?

GM Financial is rated higher. MySynchrony averages 4.8 out of 5 from 116K ratings, while GM Financial averages 4.8 from 51K ratings.

### Do MySynchrony or GM Financial have ads?

Neither MySynchrony nor GM Financial shows ads.

### Which is updated more often, MySynchrony or GM Financial?

MySynchrony ships an update every 3 weeks, and GM Financial every 4 weeks. Most recently, MySynchrony was updated on October 30, 2026 and GM Financial on October 30, 2026.

### Which is more popular, MySynchrony or GM Financial?

MySynchrony currently peaks at #30 in the App Store charts, and GM Financial at #194. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*