# MySynchrony vs Verizon Visa® Card

The clearest difference is review sentiment: MySynchrony at 82% against Verizon Visa® Card's 28%. MySynchrony also leads on update cadence (every 3 weeks vs every 3 months) and rating (4.8 vs 4.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MySynchrony holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 119K and 24K respectively. Written reviews point the same way: 82% of MySynchrony's written reviews are positive against 28% of Verizon Visa® Card's.

MySynchrony ships an update every 3 weeks, Verizon Visa® Card every 3 months. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | MySynchrony | Verizon Visa® Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (119K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews)** | [4.5 (24K ratings)](https://appshunter.io/ios/app/verizon-visa-card/id1498812757/reviews) |
| Number of ratings | **119K** | 24K |
| Positive reviews | **82.4% of reviews** | 28.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Best chart rank | **#30** | — |
| Size | 197 MB | 76 MB |
| Requires iOS | 18 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [Verizon Wireless](https://appshunter.io/developer/411772703) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #30 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### Verizon Visa® Card

[App page](https://appshunter.io/ios/app/verizon-visa-card/id1498812757)

Manage your Verizon Visa Card 24/7 from your mobile device. View earned rewards, track spending, check your balance, and pay your bill. Set up alerts for account activity and promotions.

**Highlights:** View earned Verizon Dollars, Redeem rewards for devices or bills, Track spending and rewards, Review credit card balance, Pay your bill, Set up account alerts, Get promotion notifications

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 💡 Ability to apply rewards to Verizon bill
- 👍 Durable metal card design

**What reviewers complain about**

- 🐛 Delayed payment processing and balance updates
- 🔍 Lack of transparency on rewards earning
- 👎 Confusing app navigation and functionality

**Reported bugs**

- App crashes when scrolling through transaction history
- Login issues and repeated authentication required
- Disappearing pending payments

**Requested features**

- Detailed transaction history and rewards breakdown
- Ability to redeem rewards directly in the app
- Improved payment scheduling and notification options


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is Verizon Visa® Card free?

Verizon Visa® Card is free to download, with no in-app purchases.

### Which has better reviews, MySynchrony or Verizon Visa® Card?

MySynchrony is rated higher. MySynchrony averages 4.8 out of 5 from 119K ratings, while Verizon Visa® Card averages 4.5 from 24K ratings.

### Do MySynchrony or Verizon Visa® Card have ads?

Neither MySynchrony nor Verizon Visa® Card shows ads.

### Which is updated more often, MySynchrony or Verizon Visa® Card?

MySynchrony ships an update every 3 weeks, and Verizon Visa® Card every 3 months. Most recently, MySynchrony was updated on November 12, 2026 and Verizon Visa® Card on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*