# MySynchrony vs Avant

MySynchrony and Avant both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 35% of Avant's. MySynchrony also leads on chart position (#25 vs #187). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.8 for Avant. Both are backed by a comparable volume of ratings — 118K and 124K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 35% of Avant's.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on November 5, 2026.

## The numbers

| Metric | MySynchrony | Avant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (118K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews)** | [4.8 (124K ratings)](https://appshunter.io/ios/app/avant/id1578316983/reviews) |
| Number of ratings | 118K | **124K** |
| Positive reviews | **82.2% of reviews** | 34.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Best chart rank | **#25** | #187 |
| Size | 197 MB | 75 MB |
| Requires iOS | 18 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [Avant, LLC (US)](https://appshunter.io/developer/956960182) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #25 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### Avant

[App page](https://appshunter.io/ios/app/avant/id1578316983)

**Currently charting:** #187 Top Free · Finance (US App Store)

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

**Highlights:** Schedule or cancel payments, View transaction history, Add or remove payment methods, Enroll in autopay, See upcoming payments, Access customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication

**Reported bugs**

- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations

**Requested features**

- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is Avant free?

Avant is free to download, with no in-app purchases.

### Which has better reviews, MySynchrony or Avant?

MySynchrony is rated higher. MySynchrony averages 4.8 out of 5 from 118K ratings, while Avant averages 4.8 from 124K ratings.

### Do MySynchrony or Avant have ads?

Neither MySynchrony nor Avant shows ads.

### Which is updated more often, MySynchrony or Avant?

MySynchrony ships an update every 3 weeks, and Avant every 3 weeks. Most recently, MySynchrony was updated on November 5, 2026 and Avant on November 5, 2026.

### Which is more popular, MySynchrony or Avant?

MySynchrony currently peaks at #25 in the App Store charts, and Avant at #187. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*