# MySynchrony vs myCFNA Mobile

MySynchrony and myCFNA Mobile both sit at 4.8 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 52% of myCFNA Mobile's. MySynchrony also leads on update cadence (every 3 weeks vs every 2 months) and chart position (#30 vs unranked). myCFNA Mobile's advantage is iOS requirement (15.0 vs 18). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MySynchrony against 4.9 for myCFNA Mobile. Both are backed by a comparable volume of ratings — 116K and 35K respectively. Written reviews are what separate them: 82% of MySynchrony's written reviews are positive against 52% of myCFNA Mobile's.

MySynchrony ships an update every 3 weeks, myCFNA Mobile every 2 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | MySynchrony | myCFNA Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (116K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews) | **[4.9 (35K ratings)](https://appshunter.io/ios/app/mycfna-mobile/id6467689286/reviews)** |
| Number of ratings | **116K** | 35K |
| Positive reviews | **82.2% of reviews** | 51.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Best chart rank | **#30** | — |
| Size | 197 MB | 53 MB |
| Requires iOS | 18 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [Credit First National Association](https://appshunter.io/developer/1704152346) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #30 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### myCFNA Mobile

[App page](https://appshunter.io/ios/app/mycfna-mobile/id6467689286)

Manage your CFNA credit card account on the go. Easily pay bills, check balances, monitor transactions, and update personal information. Secure login and 24/7 support are available.

**Highlights:** Schedule and pay bills, Check account balance and credit, Monitor transaction history, View billing statements, Update personal information, Freeze/unfreeze credit card, Promotional financing calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy payments
- 👍 Excellent navigation and fast performance
- 👍 Simple and easy to use
- 👍 Provides clear and detailed overview of charges and financial status
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Payment issues and app crashes
- 🔒 Poor customer service and unresponsive
- 🐛 Confusing reward credits and unable to choose when to use them
- 🐛 Recurring password issues
- 🐛 Inability to add bank account or make payments through the app

**Reported bugs**

- App not loading or working properly
- Issues with scheduling and processing payments
- Incorrect payment processing leading to late fees and credit score impact

**Requested features**

- Automatic payment option
- Ability to pay off entire debt, not just monthly amount
- Notification for minimum payment changes
- Ability to add bank account and make payments through the app


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is myCFNA Mobile free?

myCFNA Mobile is free to download, with no in-app purchases.

### Which has better reviews, MySynchrony or myCFNA Mobile?

myCFNA Mobile is rated higher. MySynchrony averages 4.8 out of 5 from 116K ratings, while myCFNA Mobile averages 4.9 from 35K ratings.

### Do MySynchrony or myCFNA Mobile have ads?

Neither MySynchrony nor myCFNA Mobile shows ads.

### Which is updated more often, MySynchrony or myCFNA Mobile?

MySynchrony ships an update every 3 weeks, and myCFNA Mobile every 2 months. Most recently, MySynchrony was updated on October 30, 2026 and myCFNA Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*