# MySynchrony vs Samyam mBank

The clearest difference is update cadence: MySynchrony at every 3 weeks against Samyam mBank's every 7 months. MySynchrony also leads on chart position (#14 vs unranked). Samyam mBank's advantage is iOS requirement (15.7 vs 18). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MySynchrony ships an update every 3 weeks, Samyam mBank every 7 months. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | MySynchrony | Samyam mBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (115K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews)** | — |
| Number of ratings | **115K** | — |
| Positive reviews | 82.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 7 months |
| Monetization | Free | — |
| Best chart rank | **#14** | — |
| Size | 197 MB | 436 MB |
| Requires iOS | 18 | **15.7** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [mBank Technologies](https://appshunter.io/developer/1732994826) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #14 Top Free · Finance, #195 Top Free (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### Samyam mBank

[App page](https://appshunter.io/ios/app/samyam-mbank/id6746440978)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is Samyam mBank free?

Samyam mBank is free to download, with no in-app purchases.

### Do MySynchrony or Samyam mBank have ads?

Neither MySynchrony nor Samyam mBank shows ads.

### Which is updated more often, MySynchrony or Samyam mBank?

MySynchrony ships an update every 3 weeks, and Samyam mBank every 7 months. Most recently, MySynchrony was updated on October 23, 2026 and Samyam mBank on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*