# MySynchrony vs c2c

The clearest difference is in-app purchases: MySynchrony at none against c2c's 1. MySynchrony also leads on ratings volume (117K vs 2) and chart position (#27 vs unranked). c2c's advantage is update cadence (every 5 days vs every 3 weeks). On price, rating, ads and device support there is nothing between them.

Both are free to download. c2c sells 1 in-app purchase, starting at $9.99 per year. MySynchrony asks for nothing beyond the download.

c2c holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MySynchrony has 117K ratings behind it against 2, so its average is the more settled of the two.

MySynchrony ships an update every 3 weeks, c2c every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MySynchrony | c2c |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (117K ratings)](https://appshunter.io/ios/app/mysynchrony/id1280992496/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/c2c-check-2-check/id6811174485/reviews)** |
| Number of ratings | **117K** | 2 |
| Positive reviews | 82.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Best chart rank | **#27** | — |
| Size | 197 MB | 19 MB |
| Requires iOS | **18** | 26.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Synchrony Financial](https://appshunter.io/developer/989262152) | [TEVIN S JONES](https://appshunter.io/developer/6811174487) |

## What reviewers say

### MySynchrony

[App page](https://appshunter.io/ios/app/mysynchrony/id1280992496)

**Currently charting:** #27 Top Free · Finance (US App Store)

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

**Highlights:** Manage credit cards in one place, Secure biometric login, Schedule and manage payments, Check balance and credit limit, Review transaction history, Access partner deals and offers, Financial education blog

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts

**What reviewers complain about**

- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing

**Reported bugs**

- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app

**Requested features**

- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app


### c2c

[App page](https://appshunter.io/ios/app/c2c-check-2-check/id6811174485)

This app acts as a personal ledger, meticulously tracking all your bills against your actual pay periods. It helps you visualize what's due, what's paid, and what remains before your next paycheck, offering a clear financial overview without linking to bank accounts.

**Highlights:** Pay period-based bill tracking, Manual bill entry, no bank linking, Loan and credit card payoff tracking, Home screen widget for current period, Natural language ledger queries, Customizable tags and categories, Bill sharing and splitting, iCloud and Google Drive sync

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Check 2 Check Premium | $9.99 | per year |


## Frequently asked questions

### Is MySynchrony free?

MySynchrony is free to download, with no in-app purchases.

### Is c2c free?

c2c is free to download, with in-app purchases available.

### Which has better reviews, MySynchrony or c2c?

c2c is rated higher. MySynchrony averages 4.8 out of 5 from 117K ratings, while c2c averages 5.0 from 2 ratings.

### Do MySynchrony or c2c have ads?

Neither MySynchrony nor c2c shows ads.

### Which is updated more often, MySynchrony or c2c?

MySynchrony ships an update every 3 weeks, and c2c every 5 days. Most recently, MySynchrony was updated on November 3, 2026 and c2c on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*