Elari vs Finsei
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Elari
Manage business expenses, approve invoices, and process payments on the go. This mobile solution streamlines procurement, contract management, and expense claims for organizations. It offers features like photo-based expense reporting and integrated payment options.
- Approve purchase invoices
- View account balances
- Claim expenses with photos
- Process iDEAL payments
- Manage business expenses
- Streamline procurement
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Elari is the app for your business spending. You use it if your organisation works with Elari. What you can do: - Submit expense claims. Take a photo of your receipt in the app and the app fills in the rest. - Review and approve invoices with a single tap. - Review purchase requests, view orders and register goods received. - Manage your card. Check your balance, limits and transactions, and add your card to your wallet. - Confirm online payments directly from your dashboard. - Pay with iDEAL, without switching to your banking app or scanning a QR code. The app and the web environment are fully in sync. Was this called Spend Cloud before? Since 1 October 2026, both Visma | ProActive and Spend Cloud have been called Elari. Same company, same software, same login details. About Elari Elari is a single platform for all your business spend: invoices, procurement, contracts, expense claims and payment cards. Trusted by more than 1,000 organisations, from healthcare providers to local government and education. Need help? Contact your organisation's Elari administrator.
Finsei
Manage personal and business finances with multi-currency accounts and Visa cards. Track spending, set limits, and make global payments easily. Ideal for individuals and companies operating internationally.
- Multi-currency accounts
- Virtual and physical Visa cards
- Team spending management
- Real-time transaction tracking
- Global payments and transfers
- Budgeting by project/department
- Instant card controls
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Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking.
Screenshots
Verdict
The clearest difference is ads: Elari at none against Finsei's shown. Elari also leads on monetization model (free vs ad-supported) and device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Elari ships an update every 5 weeks, Finsei every 3 weeks. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.
| Parameter | Elari | Finsei |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (5 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | — | 5 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 115 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | ProActive Software B.V. | Finsei LTD |
Customer experience
Elari
Finsei
In-app purchases
Elari
No in-app purchases
Finsei
No in-app purchases









