# Monex Pay vs Smart OK | Authorisation

The clearest difference is update cadence: Monex Pay at every 3 weeks against Smart OK | Authorisation's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Monex Pay ships an update every 3 weeks, Smart OK | Authorisation every 6 months. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Monex Pay | Smart OK | Authorisation |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monex-pay/id1281913932/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 months |
| Monetization | Free | — |
| Size | 14 MB | 69 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Monex Europe Ltd](https://appshunter.io/developer/1281913931) | [Eastern Enterprise](https://appshunter.io/developer/599888308) |

## What reviewers say

### Monex Pay

[App page](https://appshunter.io/ios/app/monex-pay/id1281913932)

Manage your Monex Europe accounts on the go. Conduct FX trades and international payments in over 50 currencies with live exchange rates. Securely track payment statuses and manage beneficiaries with multi-user authorization.

**Highlights:** FX trade and payment management, Access to Monex Europe accounts, Live exchange rates, Track payment status, Manage beneficiaries, Multi-user authorization

**In-app purchases:** none


### Smart OK | Authorisation

[App page](https://appshunter.io/ios/app/smart-ok-authorisation/id1466950203)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monex Pay free?

Monex Pay is free to download, with no in-app purchases.

### Is Smart OK | Authorisation free?

Smart OK | Authorisation is free to download, with no in-app purchases.

### Do Monex Pay or Smart OK | Authorisation have ads?

Neither Monex Pay nor Smart OK | Authorisation shows ads.

### Which is updated more often, Monex Pay or Smart OK | Authorisation?

Monex Pay ships an update every 3 weeks, and Smart OK | Authorisation every 6 months. Most recently, Monex Pay was updated on October 12, 2026 and Smart OK | Authorisation on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*