# Monex Pay vs Monies Expense Tracker

The clearest difference is rating: Monex Pay at 5.0 against Monies Expense Tracker's 4.5. Monex Pay also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 12 months). Monies Expense Tracker's advantage is ratings volume (8 vs 2) and device support (4 vs 2). On price, ads, monetization model and iOS requirement there is nothing between them.

Both are free to download. Monies Expense Tracker sells 1 one-off in-app purchase. Monex Pay asks for nothing beyond the download.

Monex Pay holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews point the same way: 100% of Monex Pay's written reviews are positive against 88% of Monies Expense Tracker's.

Monex Pay ships an update every 3 weeks, Monies Expense Tracker every 12 months. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Monex Pay | Monies Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/monex-pay/id1281913932/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459/reviews) |
| Number of ratings | 2 | **8** |
| Positive reviews | **100.0% of reviews** | 87.5% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | Free | Free |
| Size | 14 MB | 2 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Monex Europe Ltd](https://appshunter.io/developer/1281913931) | [And a Dinosaur](https://appshunter.io/developer/475577301) |

## What reviewers say

### Monex Pay

[App page](https://appshunter.io/ios/app/monex-pay/id1281913932)

Manage your Monex Europe accounts on the go. Conduct FX trades and international payments in over 50 currencies with live exchange rates. Securely track payment statuses and manage beneficiaries with multi-user authorization.

**Highlights:** FX trade and payment management, Access to Monex Europe accounts, Live exchange rates, Track payment status, Manage beneficiaries, Multi-user authorization

**In-app purchases:** none


### Monies Expense Tracker

[App page](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459)

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

**Highlights:** Spreadsheet-like interface, Quick item entry, Easy item deletion, iCloud syncing, Available on iPhone and iPad

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip | $0.99 | one-time |


## Frequently asked questions

### Is Monex Pay free?

Monex Pay is free to download, with no in-app purchases.

### Is Monies Expense Tracker free?

Monies Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Monex Pay or Monies Expense Tracker?

Monex Pay is rated higher. Monex Pay averages 5.0 out of 5 from 2 ratings, while Monies Expense Tracker averages 4.5 from 8 ratings.

### Do Monex Pay or Monies Expense Tracker have ads?

Neither Monex Pay nor Monies Expense Tracker shows ads.

### Which is updated more often, Monex Pay or Monies Expense Tracker?

Monex Pay ships an update every 3 weeks, and Monies Expense Tracker every 12 months. Most recently, Monex Pay was updated on October 12, 2026 and Monies Expense Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*