# 24pay vs YOU BRD

The clearest difference is rating: YOU BRD at 4.8 against 24pay's 3.4. YOU BRD also leads on ratings volume (905 vs 27) and iOS requirement (14.0 vs 18.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YOU BRD holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: YOU BRD has 905 ratings behind it against 27, so its average is the more settled of the two. Written reviews complicate that: 22% of 24pay's written reviews are positive against 19% of YOU BRD's, so the app with the better star average is not the one people write more warmly about.

24pay ships an update every 10 days, YOU BRD fortnightly. The most recent releases landed on September 10, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 24pay | YOU BRD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (27 ratings)](https://appshunter.io/ios/app/24pay/id1282006921/reviews) | **[4.8 (905 ratings)](https://appshunter.io/ios/app/you-brd/id1484062157/reviews)** |
| Number of ratings | 27 | **905** |
| Positive reviews | **21.7% of reviews** | 19.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 124 MB | 154 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PTPOnline SRL](https://appshunter.io/developer/1282006920) | [BRD Groupe Societe Generale S.A.](https://appshunter.io/developer/720180339) |

## What reviewers say

### 24pay

[App page](https://appshunter.io/ios/app/24pay/id1282006921)

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

**Highlights:** Direct, secure, and fast payments, Public transport ticket payment, Utility bill payments, Mobile top-up services, Parking fee payment, RCA insurance policy comparison and purchase

**In-app purchases:** none


### YOU BRD

[App page](https://appshunter.io/ios/app/you-brd/id1484062157)

Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

**Highlights:** Fingerprint/facial recognition access, National beneficiary transfers, Transfers between own accounts, Exchange rate information, Transaction history, Internet banking authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Fast and secure transfers
- 💡 Convenient payment options

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🤯 Frustrating registration process
- 🤔 Confusing UI and navigation
- 🤬 Poor customer support
- 💰 High fees and commissions

**Reported bugs**

- Inability to register with non-Romanian phone numbers
- Frequent app crashes and loading errors
- Issues with facial recognition and identity verification
- Problems with SMS-based authentication

**Requested features**

- Improve registration and account setup process
- Provide better in-app support and troubleshooting
- Simplify UI and make navigation more intuitive
- Reduce fees and commissions
- Allow access for international customers


## Frequently asked questions

### Is 24pay free?

24pay is free to download, with no in-app purchases.

### Is YOU BRD free?

YOU BRD is free to download, with no in-app purchases.

### Which has better reviews, 24pay or YOU BRD?

YOU BRD is rated higher. 24pay averages 3.4 out of 5 from 27 ratings, while YOU BRD averages 4.8 from 905 ratings.

### Do 24pay or YOU BRD have ads?

Neither 24pay nor YOU BRD shows ads.

### Which is updated more often, 24pay or YOU BRD?

24pay ships an update every 10 days, and YOU BRD fortnightly. Most recently, 24pay was updated on September 10, 2026 and YOU BRD on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*