# 24pay vs Salt Bank

The clearest difference is monetization model: 24pay at free against Salt Bank's free with in-app purchases. 24pay also leads on update cadence (every 10 days vs every 3 weeks). Salt Bank's advantage is review sentiment (46% vs 22%) and iOS requirement (16.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for 24pay against 3.4 for Salt Bank. Both are backed by a comparable volume of ratings — 27 and 11 respectively. Written reviews are what separate them: 22% of 24pay's written reviews are positive against 46% of Salt Bank's.

24pay ships an update every 10 days, Salt Bank every 3 weeks. The most recent releases landed on September 10, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | 24pay | Salt Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (27 ratings)](https://appshunter.io/ios/app/24pay/id1282006921/reviews)** | [3.4 (11 ratings)](https://appshunter.io/ios/app/salt-bank/id6449665611/reviews) |
| Number of ratings | **27** | 11 |
| Positive reviews | 21.7% of reviews | **46.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 124 MB | 826 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [PTPOnline SRL](https://appshunter.io/developer/1282006920) | [Salt Bank S.A.](https://appshunter.io/developer/1488305855) |

## What reviewers say

### 24pay

[App page](https://appshunter.io/ios/app/24pay/id1282006921)

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

**Highlights:** Direct, secure, and fast payments, Public transport ticket payment, Utility bill payments, Mobile top-up services, Parking fee payment, RCA insurance policy comparison and purchase

**In-app purchases:** none


### Salt Bank

[App page](https://appshunter.io/ios/app/salt-bank/id6449665611)

Manage your finances with a Romanian neobank offering a multicurrency card, personal loans, and investment options. Access business banking features like invoice issuing and enjoy interest-bearing deposits.

**Highlights:** Multicurrency card, Personal loans, In-app investments, Business banking, Invoice issuing, Interest-bearing deposits

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ⚡ Fast and efficient
- 🤝 Friendly and responsive support
- 💻 Easy to use interface
- 💳 Useful banking features

**What reviewers complain about**

- ⏱️ Slow account verification process
- 🔒 Concerns about data security
- 💰 Unexpected account blocks and fund holds

**Reported bugs**

- Compatibility issues with certain devices
- Inconsistent app performance
- Unreliable transaction processing

**Requested features**

- Add support for more countries
- Improve in-app notifications
- Integrate with mobile payment services


## Frequently asked questions

### Is 24pay free?

24pay is free to download, with no in-app purchases.

### Is Salt Bank free?

Salt Bank is free to download, with no in-app purchases.

### Which has better reviews, 24pay or Salt Bank?

24pay is rated higher. 24pay averages 3.4 out of 5 from 27 ratings, while Salt Bank averages 3.4 from 11 ratings.

### Do 24pay or Salt Bank have ads?

Neither 24pay nor Salt Bank shows ads.

### Which is updated more often, 24pay or Salt Bank?

24pay ships an update every 10 days, and Salt Bank every 3 weeks. Most recently, 24pay was updated on September 10, 2026 and Salt Bank on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*