# iPay88 Direct Pay vs Amret

The clearest difference is rating: Amret at 4.0 against iPay88 Direct Pay's 1.0. Amret also leads on update cadence (every 4 weeks vs every 2 months) and ratings volume (24 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Amret holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: Amret has 24 ratings behind it against 2, so its average is the more settled of the two.

iPay88 Direct Pay ships an update every 2 months, Amret every 4 weeks. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | iPay88 Direct Pay | Amret |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/ipay88-direct-pay/id1282868902/reviews) | **[4.0 (24 ratings)](https://appshunter.io/ios/app/amret/id1672578730/reviews)** |
| Number of ratings | 2 | **24** |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 59 MB | 241 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iPay88 Sdn Bhd](https://appshunter.io/developer/1105750504) | [Amret PLC.](https://appshunter.io/developer/1463474475) |

## What reviewers say

### iPay88 Direct Pay

[App page](https://appshunter.io/ios/app/ipay88-direct-pay/id1282868902)

This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.

**Highlights:** Facilitates various payment methods, Secure encrypted transactions, Real-time sales and inventory updates, Simplified customer transaction history, E-receipt generation, PCI DSS compliant

**Features:** macOS Compatibility

**In-app purchases:** none


### Amret

[App page](https://appshunter.io/ios/app/amret/id1672578730)

Manage your banking needs on the go with this mobile application. Perform transfers, top-ups, bill payments, and loan requests directly from your smartphone anytime, anywhere.

**Highlights:** Bank transfers, E-wallet top-ups, Loan repayment, Phone top-ups, Bill payments, Loan requests

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iPay88 Direct Pay free?

iPay88 Direct Pay is free to download, with no in-app purchases.

### Is Amret free?

Amret is free to download, with no in-app purchases.

### Which has better reviews, iPay88 Direct Pay or Amret?

Amret is rated higher. iPay88 Direct Pay averages 1.0 out of 5 from 2 ratings, while Amret averages 4.0 from 24 ratings.

### Do iPay88 Direct Pay or Amret have ads?

Neither iPay88 Direct Pay nor Amret shows ads.

### Which is updated more often, iPay88 Direct Pay or Amret?

iPay88 Direct Pay ships an update every 2 months, and Amret every 4 weeks. Most recently, iPay88 Direct Pay was updated on October 6, 2026 and Amret on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*