# iPay88 Direct Pay vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against iPay88 Direct Pay's 1.0. BDO Pay also leads on ratings volume (1.7K vs 2) and update cadence (monthly vs every 2 months). iPay88 Direct Pay's advantage is monetization model (free vs free with in-app purchases) and review sentiment (50% vs 31%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 50% of iPay88 Direct Pay's written reviews are positive against 31% of BDO Pay's, so the app with the better star average is not the one people write more warmly about.

iPay88 Direct Pay ships an update every 2 months, BDO Pay monthly. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | iPay88 Direct Pay | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/ipay88-direct-pay/id1282868902/reviews) | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 2 | **1.7K** |
| Positive reviews | **50.0% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 59 MB | 576 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iPay88 Sdn Bhd](https://appshunter.io/developer/1105750504) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### iPay88 Direct Pay

[App page](https://appshunter.io/ios/app/ipay88-direct-pay/id1282868902)

This app empowers merchants to manage business transactions securely and efficiently. It offers real-time updates on sales and inventory, simplified customer transaction history, and the ability to accept various payment methods. Merchants can create e-receipts and monitor their business on the go.

**Highlights:** Facilitates various payment methods, Secure encrypted transactions, Real-time sales and inventory updates, Simplified customer transaction history, E-receipt generation, PCI DSS compliant

**Features:** macOS Compatibility

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iPay88 Direct Pay free?

iPay88 Direct Pay is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, iPay88 Direct Pay or BDO Pay?

BDO Pay is rated higher. iPay88 Direct Pay averages 1.0 out of 5 from 2 ratings, while BDO Pay averages 4.8 from 1.7K ratings.

### Do iPay88 Direct Pay or BDO Pay have ads?

Neither iPay88 Direct Pay nor BDO Pay shows ads.

### Which is updated more often, iPay88 Direct Pay or BDO Pay?

iPay88 Direct Pay ships an update every 2 months, and BDO Pay monthly. Most recently, iPay88 Direct Pay was updated on October 6, 2026 and BDO Pay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*