Faida M vs BMD

A HTTPS platform allowing for secure e-transactions 24 hour access to share trading account Real time market prices and order placement Real time access to various reports such as portfolio valuations, transaction statements and stock holding reports

Your njangui, your hui, your shared expenses: finally clear. BMD replaces the notebook, the WhatsApp screenshots and the end-of-round arguments. Who paid in, who owes what, who receives this month: one screen. ROTATING SAVINGS - NJANGUI, HUI, SUSU, ESUSU, STOKVEL - Set the order of beneficiaries, track contributions, send automatic reminders to every member. - Hui: monthly bidding so a member can receive the pot earlier, with the full bid history. - Proof for every payment: receipt photo, confirmation from the beneficiary, timestamp. - The group organiser stays in control; every member sees the same truth. SHARED EXPENSES - Add an expense and BMD instantly works out who owes what. - Flatshares, trips with friends, nights out, family events. - Optimised settlements: the smallest number of transfers to clear everything. - Receipt scanning, multi-currency, categories. IOU AND LOAN RECORDS - Formalise a loan between friends or relatives in two minutes. - Repayment schedule, witnesses, guarantors, document stored in the app. - A written loan is a friendship preserved. GROUP FUNDS - Built for associations, churches, clubs and families. - Fund balance, money in, money out, supporting documents. - Every member can check for themselves, nobody has to take it on trust. WHY BMD IS DIFFERENT BMD is a ledger, not a bank: the app never holds your money. No account to open, no funds locked, no commission on your contributions. You keep paying the way you always have - cash, bank transfer, mobile money - BMD simply guarantees that everyone sees the same thing. WHO IT IS FOR - African diaspora savings groups in the UK, France, Belgium, Luxembourg, Switzerland, Canada and the US - Njangui and hui groups in Cameroon and Central Africa - Susu, esusu, ajo and stokvel groups in Ghana, Nigeria and South Africa - Flatmates and groups of friends travelling together - Associations, clubs and churches running a common fund Shared money. Friendships protected. A question, a bug, an idea? Write to us, we reply quickly.