# Zenith Scan To Pay vs Nirra

The clearest difference is rating: Zenith Scan To Pay at 3.8 against Nirra's 2.3. Zenith Scan To Pay also leads on iOS requirement (9.3 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zenith Scan To Pay holds the better App Store score, 3.8 against 2.3. Both are backed by a comparable volume of ratings — 11 and 16 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Zenith Scan To Pay | Nirra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (11 ratings)](https://appshunter.io/ios/app/zenith-scan-to-pay/id1284502599/reviews)** | [2.3 (16 ratings)](https://appshunter.io/ios/app/nirra/id1566928276/reviews) |
| Number of ratings | 11 | **16** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 67 MB | 23 MB |
| Requires iOS | **9.3** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zenith Bank PLC](https://appshunter.io/developer/732850257) | [Liberta Leasing Limited](https://appshunter.io/developer/1566928278) |

## What reviewers say

### Zenith Scan To Pay

[App page](https://appshunter.io/ios/app/zenith-scan-to-pay/id1284502599)

This app allows users to make and receive payments using QR codes, eliminating the need for cash or physical cards. It supports payments at merchants displaying mVisa or Masterpass logos and offers secure sign-in options.

**Highlights:** Scan merchant QR codes for payment, Generate and share QR codes to receive payments, Touch-ID and Face-ID sign-in, Self-service options, Account and debit card registration, Email and SMS transaction notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Nirra

[App page](https://appshunter.io/ios/app/nirra/id1566928276)

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

**Highlights:** Instant money transfers, Installment shopping, Loan applications, Receive money, Pay bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zenith Scan To Pay free?

Zenith Scan To Pay is free to download, with no in-app purchases.

### Is Nirra free?

Nirra is free to download, with no in-app purchases.

### Which has better reviews, Zenith Scan To Pay or Nirra?

Zenith Scan To Pay is rated higher. Zenith Scan To Pay averages 3.8 out of 5 from 11 ratings, while Nirra averages 2.3 from 16 ratings.

### Do Zenith Scan To Pay or Nirra have ads?

Neither Zenith Scan To Pay nor Nirra shows ads.

### Which is updated more often, Zenith Scan To Pay or Nirra?

Zenith Scan To Pay ships an update every 2 weeks, and Nirra every 2 weeks. Most recently, Zenith Scan To Pay was updated on October 22, 2026 and Nirra on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*