# SBAB! vs Spendwise

The clearest difference is monetization model: SBAB! at free against Spendwise's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SBAB! against 4.8 for Spendwise. Both are backed by a comparable volume of ratings — 56 and 30 respectively.

SBAB! ships an update every 9 days, Spendwise fortnightly. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | SBAB! | Spendwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (56 ratings)](https://appshunter.io/ios/app/sbab/id1284703331/reviews) | **[4.8 (30 ratings)](https://appshunter.io/ios/app/spendwise/id1441419364/reviews)** |
| Number of ratings | **56** | 30 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 47 MB | 76 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [SBAB Bank AB (publ)](https://appshunter.io/developer/378074175) | [SEB Kort Bank AB](https://appshunter.io/developer/1145360306) |

## What reviewers say

### SBAB!

[App page](https://appshunter.io/ios/app/sbab/id1284703331)

Manage your home finances with ease. Track savings accounts, loans, and payments. Set savings goals, transfer money, and apply for mortgage pre-approvals. Designed for both new and existing customers.

**Highlights:** Manage savings accounts and transfers, Set savings goals, View and manage mortgage payments, Apply for mortgage pre-approval, Secure Mobile BankID login, Track loan amortization

**In-app purchases:** none


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise/id1441419364)

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

**Highlights:** View credit card balances and transactions, Track personal loan details, Receive spending limit notifications, Manage PIN codes, Block and order new cards, Utilize part payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SBAB! free?

SBAB! is free to download, with no in-app purchases.

### Is Spendwise free?

Spendwise is free to download, with no in-app purchases.

### Which has better reviews, SBAB! or Spendwise?

Spendwise is rated higher. SBAB! averages 4.7 out of 5 from 56 ratings, while Spendwise averages 4.8 from 30 ratings.

### Do SBAB! or Spendwise have ads?

Neither SBAB! nor Spendwise shows ads.

### Which is updated more often, SBAB! or Spendwise?

SBAB! ships an update every 9 days, and Spendwise fortnightly. Most recently, SBAB! was updated on October 5, 2026 and Spendwise on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*