# UMB SpeedApp vs Absa Ghana

The clearest difference is iOS requirement: UMB SpeedApp at 11.1 against Absa Ghana's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 2.9 for UMB SpeedApp against 2.9 for Absa Ghana. Both are backed by a comparable volume of ratings — 65 and 85 respectively. Written reviews are what separate them: 17% of UMB SpeedApp's written reviews are positive against 10% of Absa Ghana's.

UMB SpeedApp ships an update every 3 months, Absa Ghana every 2 months. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | UMB SpeedApp | Absa Ghana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (65 ratings)](https://appshunter.io/ios/app/umb-speedapp/id1289570658/reviews) | **[2.9 (85 ratings)](https://appshunter.io/ios/app/absa-ghana/id1494875850/reviews)** |
| Number of ratings | 65 | **85** |
| Positive reviews | **16.7% of reviews** | 9.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 21 MB | 114 MB |
| Requires iOS | **11.1** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Universal Merchant Bank Ltd](https://appshunter.io/developer/1289570657) | [Absa Bank Limited](https://appshunter.io/developer/619957263) |

## What reviewers say

### UMB SpeedApp

[App page](https://appshunter.io/ios/app/umb-speedapp/id1289570658)

Manage your bank accounts and perform financial transactions conveniently and securely. Monitor your accounts in real-time, pay bills, transfer funds, and access various banking services through this digitized channel.

**Highlights:** Check account balances, View transaction history, Airtime top-up, Bill payment, Request services, Funds transfer, Loan services

**Features:** macOS Compatibility

**In-app purchases:** none


### Absa Ghana

[App page](https://appshunter.io/ios/app/absa-ghana/id1494875850)

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

**Highlights:** Account overview, Transaction history filtering, Inter-account transfers, Airtime purchase, Bill payments, Mobile wallet transfers

**In-app purchases:** none


## Frequently asked questions

### Is UMB SpeedApp free?

UMB SpeedApp is free to download, with no in-app purchases.

### Is Absa Ghana free?

Absa Ghana is free to download, with no in-app purchases.

### Which has better reviews, UMB SpeedApp or Absa Ghana?

Absa Ghana is rated higher. UMB SpeedApp averages 2.9 out of 5 from 65 ratings, while Absa Ghana averages 2.9 from 85 ratings.

### Do UMB SpeedApp or Absa Ghana have ads?

Neither UMB SpeedApp nor Absa Ghana shows ads.

### Which is updated more often, UMB SpeedApp or Absa Ghana?

UMB SpeedApp ships an update every 3 months, and Absa Ghana every 2 months. Most recently, UMB SpeedApp was updated on October 23, 2026 and Absa Ghana on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*