# MSCU Remote Deposit vs bPAYd

The clearest difference is update cadence: bPAYd at every 5 weeks against MSCU Remote Deposit's every 54 months. MSCU Remote Deposit's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MSCU Remote Deposit ships an update every 54 months, bPAYd every 5 weeks. The most recent releases landed on September 28, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | MSCU Remote Deposit | bPAYd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/bpayd/id6464449639/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 54 months | **Every 5 weeks** |
| Monetization | — | Free |
| Size | 44 MB | 70 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Metropolitan Services Credit Union](https://appshunter.io/developer/1289911758) | [Blackstone Merchant Services](https://appshunter.io/developer/646490089) |

## What reviewers say

### MSCU Remote Deposit

[App page](https://appshunter.io/ios/app/mscu-remote-deposit/id1289911759)

**Features:** macOS Compatibility

**In-app purchases:** none


### bPAYd

[App page](https://appshunter.io/ios/app/bpayd/id6464449639)

This app streamlines business finances by offering seamless credit card processing, invoice management, and recurring payment options. It provides detailed reports, customer management, and cashier supervision for enhanced business operations.

**Highlights:** Credit card processing, Invoice management, Recurring payments, Customer management, Detailed reports, Payment links

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MSCU Remote Deposit free?

MSCU Remote Deposit is free to download, with no in-app purchases.

### Is bPAYd free?

bPAYd is free to download, with no in-app purchases.

### Do MSCU Remote Deposit or bPAYd have ads?

Neither MSCU Remote Deposit nor bPAYd shows ads.

### Which is updated more often, MSCU Remote Deposit or bPAYd?

MSCU Remote Deposit ships an update every 54 months, and bPAYd every 5 weeks. Most recently, MSCU Remote Deposit was updated on September 28, 2026 and bPAYd on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*