# Debts vs Subs

The clearest difference is update cadence: Subs at every 3 days against Debts's every 6 months. Subs also leads on iOS requirement (17.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debts sells 5 in-app purchases, starting at $0.99 per month and Subs sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Debts ships an update every 6 months, Subs every 3 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Debts | Subs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/debts-debt-and-loan-tracker/id1290166627/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 44.4% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 3 MB | 1 MB |
| Requires iOS | 26.0 | **17.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Alexander Senin](https://appshunter.io/developer/697788524) | [Juan Casanueva](https://appshunter.io/developer/427769040) |

## What reviewers say

### Debts

[App page](https://appshunter.io/ios/app/debts-debt-and-loan-tracker/id1290166627)

This app helps you track all your loans and debts in one place. It offers a user-friendly interface with flexible settings, allowing you to manage contacts, set payment reminders, and view balances across multiple currencies. Record partial repayments and keep a detailed payment history.

**Highlights:** Manage all loans and debts, User-friendly interface, Contact management, Payment reminders via SMS/Email, Multi-currency support, Record partial repayments, Payment history tracking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $8.99 | per year |
| Tip developer | $0.99 | one-time |
| Full version | $19.99 | one-time |
| Full version — lifetime | $19.99 | one-time |


### Subs

[App page](https://appshunter.io/ios/app/subs-tracker/id6738222876)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a coffee | $0.99 | one-time |


## Frequently asked questions

### Is Debts free?

Debts is free to download, with in-app purchases available.

### Is Subs free?

Subs is free to download, with in-app purchases available.

### Do Debts or Subs have ads?

Neither Debts nor Subs shows ads.

### Which is updated more often, Debts or Subs?

Debts ships an update every 6 months, and Subs every 3 days. Most recently, Debts was updated on October 26, 2026 and Subs on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*