# ProCredit MobileSign vs Swinto

The clearest difference is review sentiment: Swinto at 100% against ProCredit MobileSign's 0%. Swinto also leads on rating (4.6 vs 4.0) and update cadence (fortnightly vs every 6 months). ProCredit MobileSign's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swinto holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 4 and 18 respectively. Written reviews point the same way: 0% of ProCredit MobileSign's written reviews are positive against 100% of Swinto's.

ProCredit MobileSign ships an update every 6 months, Swinto fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | ProCredit MobileSign | Swinto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/procredit-mobilesign/id1290746242/reviews) | **[4.6 (18 ratings)](https://appshunter.io/ios/app/swinto/id1593659577/reviews)** |
| Number of ratings | 4 | **18** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 56 MB | 144 MB |
| Requires iOS | **11.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [QUIPU GmbH](https://appshunter.io/developer/1074234140) | [Swinto SHA](https://appshunter.io/developer/1896233442) |

## What reviewers say

### ProCredit MobileSign

[App page](https://appshunter.io/ios/app/procredit-mobilesign/id1290746242)

Securely authorize transactions and documents for various banking services. This application works in conjunction with other ProCredit apps to authenticate your access and approve actions, requiring only your smartphone and internet access.

**Highlights:** Securely authorize transactions, Authenticate access to banking services, No additional hardware token needed, Uses smartphone/tablet for authorization, QR code device registration

**Features:** macOS Compatibility

**In-app purchases:** none


### Swinto

[App page](https://appshunter.io/ios/app/swinto/id1593659577)

Manage your money with instant, free transfers and payments. Easily convert currencies, withdraw cash, and track subscriptions. Businesses can also manage finances and integrate with ERP systems.

**Highlights:** Instant, free transfers, Pay and request payments, Real-time currency conversion, QR code payments, Cash withdrawals, Subscription management, Business finance tools

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ProCredit MobileSign free?

ProCredit MobileSign is free to download, with no in-app purchases.

### Is Swinto free?

Swinto is free to download, with no in-app purchases.

### Which has better reviews, ProCredit MobileSign or Swinto?

Swinto is rated higher. ProCredit MobileSign averages 4.0 out of 5 from 4 ratings, while Swinto averages 4.6 from 18 ratings.

### Do ProCredit MobileSign or Swinto have ads?

Swinto shows ads; ProCredit MobileSign does not.

### Which is updated more often, ProCredit MobileSign or Swinto?

ProCredit MobileSign ships an update every 6 months, and Swinto fortnightly. Most recently, ProCredit MobileSign was updated on November 3, 2026 and Swinto on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*