# ACE Money Transfer vs CellPay

The clearest difference is rating: ACE Money Transfer at 4.7 against CellPay's 3.5. ACE Money Transfer also leads on review sentiment (64% vs 33%) and ratings volume (976 vs 11). CellPay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ACE Money Transfer holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: ACE Money Transfer has 976 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 64% of ACE Money Transfer's written reviews are positive against 33% of CellPay's.

ACE Money Transfer ships an update fortnightly, CellPay every 3 weeks. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | ACE Money Transfer | CellPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (976 ratings)](https://appshunter.io/ios/app/ace-money-transfer/id1290922727/reviews)** | [3.5 (11 ratings)](https://appshunter.io/ios/app/cellpay/id1441280711/reviews) |
| Number of ratings | **976** | 11 |
| Positive reviews | **64.4% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 173 MB | 68 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ACE Money Transfer Limited](https://appshunter.io/developer/1290922726) | [Cellcom Private limited](https://appshunter.io/developer/1441280590) |

## What reviewers say

### ACE Money Transfer

[App page](https://appshunter.io/ios/app/ace-money-transfer/id1290922727)

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

**Highlights:** International money transfers, Send to 75+ countries, Bank deposit, cash pickup, mobile wallet, Competitive exchange rates, Low fees, Real-time transfer tracking, 24/7 multilingual support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and instant money transfers
- 💰 Competitive exchange rates
- 👍 Easy and user-friendly app
- 🔒 Secure and reliable service
- ⚡️ Rapid fund delivery

**What reviewers complain about**

- 🕰️ Slow and delayed transfers
- 🤖 Poor customer support
- 💳 Unexpected fees and charges
- 🤔 Compliance issues and document requests
- 🐛 App crashes and technical issues

**Reported bugs**

- Frequent app crashes
- Incorrect country flag display
- Issues with updating bank details

**Requested features**

- Autofill login details
- Option to add funds for future transfers
- Ability to delete beneficiaries
- Improved in-app notification system


### CellPay

[App page](https://appshunter.io/ios/app/cellpay/id1441280711)

This service allows users to make digital payments and transfer funds directly from their bank accounts. It offers a secure way to pay bills, book tickets, and manage various financial transactions through web and mobile channels.

**Highlights:** Digital payments, Fund transfers, Utility bill payments, Merchant payments, Flight booking, Insurance payments, Government payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ACE Money Transfer free?

ACE Money Transfer is free to download, with no in-app purchases.

### Is CellPay free?

CellPay is free to download, with no in-app purchases.

### Which has better reviews, ACE Money Transfer or CellPay?

ACE Money Transfer is rated higher. ACE Money Transfer averages 4.7 out of 5 from 976 ratings, while CellPay averages 3.5 from 11 ratings.

### Do ACE Money Transfer or CellPay have ads?

Neither ACE Money Transfer nor CellPay shows ads.

### Which is updated more often, ACE Money Transfer or CellPay?

ACE Money Transfer ships an update fortnightly, and CellPay every 3 weeks. Most recently, ACE Money Transfer was updated on November 3, 2026 and CellPay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*