# ACE Money Transfer vs FTFT PAY

The clearest difference is review sentiment: FTFT PAY at 100% against ACE Money Transfer's 64%. FTFT PAY also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). ACE Money Transfer's advantage is ratings volume (976 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FTFT PAY holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ACE Money Transfer has 976 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of ACE Money Transfer's written reviews are positive against 100% of FTFT PAY's.

ACE Money Transfer ships an update fortnightly, FTFT PAY monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | ACE Money Transfer | FTFT PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (976 ratings)](https://appshunter.io/ios/app/ace-money-transfer/id1290922727/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ftft-pay/id1535631247/reviews)** |
| Number of ratings | **976** | 1 |
| Positive reviews | 64.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 173 MB | 20 MB |
| Requires iOS | 15.0 | **13.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ACE Money Transfer Limited](https://appshunter.io/developer/1290922726) | [FTFT FINANCE UK LIMITED](https://appshunter.io/developer/1690165294) |

## What reviewers say

### ACE Money Transfer

[App page](https://appshunter.io/ios/app/ace-money-transfer/id1290922727)

Send money internationally quickly and securely to over 75 countries. Supports bank deposits, cash pickup, and mobile wallet transfers with competitive rates and low fees. Offers real-time tracking and 24/7 multilingual customer support.

**Highlights:** International money transfers, Send to 75+ countries, Bank deposit, cash pickup, mobile wallet, Competitive exchange rates, Low fees, Real-time transfer tracking, 24/7 multilingual support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and instant money transfers
- 💰 Competitive exchange rates
- 👍 Easy and user-friendly app
- 🔒 Secure and reliable service
- ⚡️ Rapid fund delivery

**What reviewers complain about**

- 🕰️ Slow and delayed transfers
- 🤖 Poor customer support
- 💳 Unexpected fees and charges
- 🤔 Compliance issues and document requests
- 🐛 App crashes and technical issues

**Reported bugs**

- Frequent app crashes
- Incorrect country flag display
- Issues with updating bank details

**Requested features**

- Autofill login details
- Option to add funds for future transfers
- Ability to delete beneficiaries
- Improved in-app notification system


### FTFT PAY

[App page](https://appshunter.io/ios/app/ftft-pay/id1535631247)

Send money worldwide quickly and conveniently with low fees and excellent customer service. This secure portal offers fast transfers, transparent pricing, and real-time tracking for over 200,000 users.

**Highlights:** Fast money transfers, Receive funds in under 24 hours, Transparent fee structure, Secure and regulated platform, Real-time transfer tracking, Multi-language customer support

**In-app purchases:** none


## Frequently asked questions

### Is ACE Money Transfer free?

ACE Money Transfer is free to download, with no in-app purchases.

### Is FTFT PAY free?

FTFT PAY is free to download, with no in-app purchases.

### Which has better reviews, ACE Money Transfer or FTFT PAY?

FTFT PAY is rated higher. ACE Money Transfer averages 4.7 out of 5 from 976 ratings, while FTFT PAY averages 5.0 from 1 ratings.

### Do ACE Money Transfer or FTFT PAY have ads?

Neither ACE Money Transfer nor FTFT PAY shows ads.

### Which is updated more often, ACE Money Transfer or FTFT PAY?

ACE Money Transfer ships an update fortnightly, and FTFT PAY monthly. Most recently, ACE Money Transfer was updated on November 3, 2026 and FTFT PAY on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*