# RFC Client vs John Hancock Retirement

The clearest difference is ratings volume: John Hancock Retirement at 38K against RFC Client's 2. John Hancock Retirement also leads on update cadence (monthly vs every 5 months). RFC Client's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RFC Client holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: John Hancock Retirement has 38K ratings behind it against 2, so its average is the more settled of the two.

RFC Client ships an update every 5 months, John Hancock Retirement monthly. The most recent releases landed on October 12, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | RFC Client | John Hancock Retirement |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rfc-client/id1291055002/reviews)** | [4.7 (38K ratings)](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059/reviews) |
| Number of ratings | 2 | **38K** |
| Positive reviews | — | 15.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 62 MB | 54 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Renaissance Financial Corp](https://appshunter.io/developer/1291055001) | [John Hancock](https://appshunter.io/developer/404571273) |

## What reviewers say

### RFC Client

[App page](https://appshunter.io/ios/app/rfc-client/id1291055002)

Access your financial account details and balances on the go. Easily connect with your financial advisor for personalized support and inquiries.

**Highlights:** View account information, Check balances, Contact financial advisor, Secure access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### John Hancock Retirement

[App page](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059)

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

**Highlights:** Manage retirement plan account, View account balance and history, Update contribution rates, Set retirement goals, Model saving scenarios, Access financial education

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Robust security features
- 👍 Easy to use
- 🚀 Quick access to account information

**What reviewers complain about**

- 🐛 Frequent technical issues and app crashes
- 📉 Lack of detailed portfolio information
- 🤔 Confusing and outdated user interface
- 🔍 Difficulty accessing transaction history

**Reported bugs**

- Login issues and inability to reset password
- Inconsistent app behavior across devices
- Failure to save beneficiary information

**Requested features**

- Improved performance and reliability
- More detailed portfolio analytics and reporting
- Modernized and intuitive user interface
- Better access to transaction history and contribution details


## Frequently asked questions

### Is RFC Client free?

RFC Client is free to download, with no in-app purchases.

### Is John Hancock Retirement free?

John Hancock Retirement is free to download, with no in-app purchases.

### Which has better reviews, RFC Client or John Hancock Retirement?

RFC Client is rated higher. RFC Client averages 5.0 out of 5 from 2 ratings, while John Hancock Retirement averages 4.7 from 38K ratings.

### Do RFC Client or John Hancock Retirement have ads?

Neither RFC Client nor John Hancock Retirement shows ads.

### Which is updated more often, RFC Client or John Hancock Retirement?

RFC Client ships an update every 5 months, and John Hancock Retirement monthly. Most recently, RFC Client was updated on October 12, 2026 and John Hancock Retirement on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*