# UPpay vs OneBank

The clearest difference is rating: OneBank at 4.8 against UPpay's 4.4. OneBank also leads on update cadence (monthly vs every 2 months). UPpay's advantage is ratings volume (22 vs 5) and iOS requirement (12.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OneBank holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 22 and 5 respectively. Written reviews point the same way: 22% of UPpay's written reviews are positive against 25% of OneBank's.

UPpay ships an update every 2 months, OneBank monthly. The most recent releases landed on October 29, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | UPpay | OneBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (22 ratings)](https://appshunter.io/ios/app/uppay/id1291778694/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/onebank/id1477528734/reviews)** |
| Number of ratings | **22** | 5 |
| Positive reviews | 22.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 50 MB | 75 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NAYAX BRASIL LTDA](https://appshunter.io/developer/1237811110) | [PROFINTACH - OneBank](https://appshunter.io/developer/1477528733) |

## What reviewers say

### UPpay

[App page](https://appshunter.io/ios/app/uppay/id1291778694)

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

**Highlights:** Contactless payments, Tap to pay, No physical card needed, No cash needed, Simple payment process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OneBank

[App page](https://appshunter.io/ios/app/onebank/id1477528734)

Manage your finances with a 100% digital bank account. Easily pay bills, receive payments, and make secure transfers. Load your prepaid card and make payments with QR Code technology.

**Highlights:** Digital bank account, Bill payments, Payment reception, Secure transfers, Prepaid card loading, QR Code payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPpay free?

UPpay is free to download, with no in-app purchases.

### Is OneBank free?

OneBank is free to download, with no in-app purchases.

### Which has better reviews, UPpay or OneBank?

OneBank is rated higher. UPpay averages 4.4 out of 5 from 22 ratings, while OneBank averages 4.8 from 5 ratings.

### Do UPpay or OneBank have ads?

Neither UPpay nor OneBank shows ads.

### Which is updated more often, UPpay or OneBank?

UPpay ships an update every 2 months, and OneBank monthly. Most recently, UPpay was updated on October 29, 2026 and OneBank on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*