# UPpay vs Onze

The clearest difference is rating: UPpay at 4.4 against Onze's 1.0. UPpay also leads on review sentiment (22% vs 0%) and ratings volume (22 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPpay holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: UPpay has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 22% of UPpay's written reviews are positive against 0% of Onze's.

UPpay ships an update every 2 months, Onze every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | UPpay | Onze |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (22 ratings)](https://appshunter.io/ios/app/uppay/id1291778694/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/onze/id1519138919/reviews) |
| Number of ratings | **22** | 1 |
| Positive reviews | **22.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 50 MB | 29 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VM TECNOLOGIA LTDA](https://appshunter.io/developer/1237811110) | [Onze Gestora de Investimentos Ltda.](https://appshunter.io/developer/1519138921) |

## What reviewers say

### UPpay

[App page](https://appshunter.io/ios/app/uppay/id1291778694)

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

**Highlights:** Contactless payments, Tap to pay, No physical card needed, No cash needed, Simple payment process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Onze

[App page](https://appshunter.io/ios/app/onze/id1519138919)

This app offers a digital platform for private pension planning and investment management. It combines technology with expert investment strategies to help users save and invest for their future, eliminating bureaucracy and offering specialized financial guidance.

**Highlights:** Digital private pension plan enrollment, Manage contributions, Track investment performance, Assistance with tax declarations, Specialized investment management, 100% digital experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPpay free?

UPpay is free to download, with no in-app purchases.

### Is Onze free?

Onze is free to download, with no in-app purchases.

### Which has better reviews, UPpay or Onze?

UPpay is rated higher. UPpay averages 4.4 out of 5 from 22 ratings, while Onze averages 1.0 from 1 ratings.

### Do UPpay or Onze have ads?

Neither UPpay nor Onze shows ads.

### Which is updated more often, UPpay or Onze?

UPpay ships an update every 2 months, and Onze every 6 weeks. Most recently, UPpay was updated on October 24, 2026 and Onze on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*