# AIA+ HK vs MPay商戶版

The clearest difference is update cadence: AIA+ HK at fortnightly against MPay商戶版's every 6 weeks. MPay商戶版's advantage is iOS requirement (10 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AIA+ HK ships an update fortnightly, MPay商戶版 every 6 weeks. The most recent releases landed on October 26, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | AIA+ HK | MPay商戶版 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (643 ratings)](https://appshunter.io/ios/app/aia-plus-hk/id1292514758/reviews)** | — |
| Number of ratings | **643** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 125 MB | 58 MB |
| Requires iOS | 16.0 | **10** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [AIA International Limited](https://appshunter.io/developer/402393919) | [澳門通股份有限公司 Macau Pass S.A.](https://appshunter.io/developer/519018138) |

## What reviewers say

### AIA+ HK

[App page](https://appshunter.io/ios/app/aia-plus-hk/id1292514758)

Manage your insurance policies, submit and track claims, and access health services. Earn rewards through the AIA Vitality program and stay updated on new products and offers.

**Highlights:** Manage insurance policies and premiums, Submit and track claims, Find network doctors and health services, Earn rewards with AIA Vitality, View and transfer ePremium coupons, Access latest product information

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 🚀 Fast app performance and quick loading times
- 📋 Simple claim submission and tracking
- 💳 Convenient payment processing
- 🏥 Easy doctor search and booking

**What reviewers complain about**

- 🐛 Face ID login frequently fails
- 🔐 Excessive password reset requirements
- ⏱️ Slow app loading and performance issues
- 📵 App crashes and freezes frequently
- 🔄 Poor data synchronization with health apps

**Reported bugs**

- Face ID authentication loops endlessly without granting access
- OTP verification failures and repeated requests
- Password reset functionality broken or unresponsive
- App fails to load on WiFi connections
- Vitality points and exercise data reset to zero

**Requested features**

- Auto-login functionality to avoid repeated password entry
- Save card details for future payments
- Edit claims within 24 hours of submission
- Improved notification system via email/SMS/phone
- Better fund price comparison display


### MPay商戶版

[App page](https://appshunter.io/ios/app/mpay/id1401210746)

**In-app purchases:** none


## Frequently asked questions

### Is AIA+ HK free?

AIA+ HK is free to download, with no in-app purchases.

### Is MPay商戶版 free?

MPay商戶版 is free to download, with no in-app purchases.

### Do AIA+ HK or MPay商戶版 have ads?

Neither AIA+ HK nor MPay商戶版 shows ads.

### Which is updated more often, AIA+ HK or MPay商戶版?

AIA+ HK ships an update fortnightly, and MPay商戶版 every 6 weeks. Most recently, AIA+ HK was updated on October 26, 2026 and MPay商戶版 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*