# AIA+ HK vs Shacom Pay

The clearest difference is rating: AIA+ HK at 4.7 against Shacom Pay's 1.0. AIA+ HK also leads on ratings volume (650 vs 2) and update cadence (every 9 days vs every 2 months). Shacom Pay's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AIA+ HK holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: AIA+ HK has 650 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 49% of AIA+ HK's written reviews are positive against 28% of Shacom Pay's.

AIA+ HK ships an update every 9 days, Shacom Pay every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | AIA+ HK | Shacom Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (650 ratings)](https://appshunter.io/ios/app/aia-plus-hk/id1292514758/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/shacom-pay/id1435293225/reviews) |
| Number of ratings | **650** | 2 |
| Positive reviews | **49.1% of reviews** | 27.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 116 MB | 94 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [AIA International Limited](https://appshunter.io/developer/402393919) | [Shanghai Commercial Bank](https://appshunter.io/developer/430305247) |

## What reviewers say

### AIA+ HK

[App page](https://appshunter.io/ios/app/aia-plus-hk/id1292514758)

Manage your insurance policies, submit and track claims, and access health services. Earn rewards through the AIA Vitality program and stay updated on new products and offers.

**Highlights:** Manage insurance policies and premiums, Submit and track claims, Find network doctors and health services, Earn rewards with AIA Vitality, View and transfer ePremium coupons, Access latest product information

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 🚀 Fast app performance and quick loading times
- 📋 Simple claim submission and tracking
- 💳 Convenient payment processing
- 🏥 Easy doctor search and booking

**What reviewers complain about**

- 🐛 Face ID login frequently fails
- 🔐 Excessive password reset requirements
- ⏱️ Slow app loading and performance issues
- 📵 App crashes and freezes frequently
- 🔄 Poor data synchronization with health apps

**Reported bugs**

- Face ID authentication loops endlessly without granting access
- OTP verification failures and repeated requests
- Password reset functionality broken or unresponsive
- App fails to load on WiFi connections
- Vitality points and exercise data reset to zero

**Requested features**

- Auto-login functionality to avoid repeated password entry
- Save card details for future payments
- Edit claims within 24 hours of submission
- Improved notification system via email/SMS/phone
- Better fund price comparison display


### Shacom Pay

[App page](https://appshunter.io/ios/app/shacom-pay/id1435293225)

This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.

**Highlights:** Instant local inter-bank transfers, Fund transfer via mobile number or email, QR code payments and requests, HKD and RMB support, Electronic Direct Debit Authorisation, Overseas remittances, Biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AIA+ HK free?

AIA+ HK is free to download, with no in-app purchases.

### Is Shacom Pay free?

Shacom Pay is free to download, with no in-app purchases.

### Which has better reviews, AIA+ HK or Shacom Pay?

AIA+ HK is rated higher. AIA+ HK averages 4.7 out of 5 from 650 ratings, while Shacom Pay averages 1.0 from 2 ratings.

### Do AIA+ HK or Shacom Pay have ads?

Neither AIA+ HK nor Shacom Pay shows ads.

### Which is updated more often, AIA+ HK or Shacom Pay?

AIA+ HK ships an update every 9 days, and Shacom Pay every 2 months. Most recently, AIA+ HK was updated on November 6, 2026 and Shacom Pay on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*