# Total Returns Stocks Dividends vs OptionStrat

The clearest difference is price: OptionStrat at Free against Total Returns Stocks Dividends's $6.99. OptionStrat also leads on rating (4.8 vs 4.1) and update cadence (every 10 days vs every 4 months). Total Returns Stocks Dividends's advantage is in-app purchases (none vs 10) and iOS requirement (11.0 vs 14.0). On review sentiment, ads and device support there is nothing between them.

OptionStrat is free to download; Total Returns Stocks Dividends costs $6.99 up front. OptionStrat sells 10 in-app purchases, starting at $19.99 per month. Total Returns Stocks Dividends asks for nothing beyond the download.

OptionStrat holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: OptionStrat has 1.9K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 75% of Total Returns Stocks Dividends's written reviews are positive against 80% of OptionStrat's.

Total Returns Stocks Dividends ships an update every 4 months, OptionStrat every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Total Returns Stocks Dividends | OptionStrat |
| --- | --- | --- |
| Price | $6.99 | **Free** |
| Rating | [4.1 (19 ratings)](https://appshunter.io/ios/app/total-returns-stocks-dividends/id1293625656/reviews) | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/optionstrat-options-toolkit/id1541714905/reviews)** |
| Number of ratings | 19 | **1.9K** |
| Positive reviews | 75.0% of reviews | **79.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 10 days** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | — | **#99** |
| Size | 31 MB | 25 MB |
| Requires iOS | **11.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cloud Epsilon LLC](https://appshunter.io/developer/541403644) | [OptionStrat LLC](https://appshunter.io/developer/1541714907) |

## What reviewers say

### Total Returns Stocks Dividends

[App page](https://appshunter.io/ios/app/total-returns-stocks-dividends/id1293625656)

This finance app calculates total investment returns, including dividends and interest, for stocks, mutual funds, and ETFs. It offers historical data from 1980, price charts, and numerical outputs for up to eight tickers simultaneously. Backtest portfolios and compare securities with or without dividend inclusion.

**Highlights:** Total return calculations (dividends/interest included), Historical data from 1980, Price charts and numerical output, Compare up to 8 tickers, Portfolio backtesting, Dividend yield identification

**Features:** macOS Compatibility

**In-app purchases:** none


### OptionStrat

[App page](https://appshunter.io/ios/app/optionstrat-options-toolkit/id1541714905)

**Currently charting:** #99 Top Grossing · Finance (US App Store)

Visualize and analyze options trades with a profit calculator and strategy builder. Discover institutional trades with real-time unusual options flow. Optimize strategies for maximum returns or profit chance.

**Highlights:** Options profit calculator, Strategy visualizer, Strategy optimizer, Unusual options flow tracker, Complex strategy detection, In-app tutorials

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Live Option Tools | $19.99 | per month |
| Tools Monthly | $29.99 | per month |
| Live Option Tools | $39.99 | per month |
| Live Options Flow | $59.99 | per month |
| Live Options Flow | $89.99 | per month |
| Live Options Flow | $99.99 | per month |
| Live Option Tools | $199.99 | per year |
| Live Option Tools | $299.99 | per year |
| Live Options Flow | $599.99 | per year |
| Live Options Flow | $999.99 | per year |

**What reviewers like**

- 🚀 Visual Masterpiece
- 🚀 Easily Navigable
- 🚀 Comprehensive Options Lifecycle
- 👍 Intuitive and User-Friendly
- 👍 Great for Beginners and Experts

**What reviewers complain about**

- 💰 Subscription-Based Pricing
- 🐛 Buggy and Unresponsive
- 🐛 Login and Account Issues
- 🐛 Restricted Functionality on Certain Devices
- 🐛 Calculation Errors

**Reported bugs**

- Freezing and Crashing Issues
- Incorrect Data Calculations
- Disappearing UI Elements
- Incompatibility with Certain Device Configurations

**Requested features**

- Allow Modifying Saved Trades
- Provide Real-Time Options Quotes
- Implement International Stock Support
- Increase Maximum Number of Open Windows
- Add Time Stamps to Active Ticker List


## Frequently asked questions

### Is Total Returns Stocks Dividends free?

Total Returns Stocks Dividends costs $6.99, with no in-app purchases.

### Is OptionStrat free?

OptionStrat is free to download, with in-app purchases available.

### Which has better reviews, Total Returns Stocks Dividends or OptionStrat?

OptionStrat is rated higher. Total Returns Stocks Dividends averages 4.1 out of 5 from 19 ratings, while OptionStrat averages 4.8 from 1.9K ratings.

### Do Total Returns Stocks Dividends or OptionStrat have ads?

Neither Total Returns Stocks Dividends nor OptionStrat shows ads.

### Which is updated more often, Total Returns Stocks Dividends or OptionStrat?

Total Returns Stocks Dividends ships an update every 4 months, and OptionStrat every 10 days. Most recently, Total Returns Stocks Dividends was updated on November 3, 2026 and OptionStrat on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*