# Smart Pension vs NetPayDue

The clearest difference is update cadence: Smart Pension at every 5 weeks against NetPayDue's every 35 months. Smart Pension also leads on review sentiment (29% vs 0%). NetPayDue's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Pension ships an update every 5 weeks, NetPayDue every 35 months. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Smart Pension | NetPayDue |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/smart-pension/id1293678839/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | **28.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 35 months |
| Monetization | Free | Free |
| Size | 88 MB | 1 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Smart Pension Limited](https://appshunter.io/developer/1293678838) | [NETPAYDUE.COM LIMITED](https://appshunter.io/developer/1109973132) |

## What reviewers say

### Smart Pension

[App page](https://appshunter.io/ios/app/smart-pension/id1293678839)

Manage your workplace pension savings with ease. Track your fund's performance in real-time, adjust contributions, and explore investment options. Access exclusive discounts and customer support directly from your phone.

**Highlights:** Real-time pension balance tracking, Investment fund selection, Contribution level adjustments, Enhanced security features (Face ID, Touch ID), Access to exclusive discounts, Live chat customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Pension calculator helpful
- 📈 Up-to-date values
- 📱 Convenient mobile access
- 💻 Can do same as computer

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App not loading
- 🐛 Login issues
- 🐛 App freezes
- 🐛 Basic functionalities not working

**Reported bugs**

- App crashes shortly after launch
- App never lets you update details
- Cannot log into the app after recent update
- App or website will not load
- Stuck on loading screen

**Requested features**

- Show profit or loss on investment
- Receive notification for new contribution
- Improve app design and UI
- Implement in-app form for pension transfers
- Add dark mode


### NetPayDue

[App page](https://appshunter.io/ios/app/netpaydue/id1613682418)

This app helps employers go paperless by securely delivering payslips and other employment documents to employees' mobile devices. It supports batch processing for various organizational needs, including pension contributions, and integrates with existing payroll systems.

**Highlights:** Paperless document delivery, Secure cloud storage, Payslip broadcasting, CIS eStatement delivery, Pension contribution management, Integration with payroll systems

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Pension free?

Smart Pension is free to download, with no in-app purchases.

### Is NetPayDue free?

NetPayDue is free to download, with no in-app purchases.

### Do Smart Pension or NetPayDue have ads?

Neither Smart Pension nor NetPayDue shows ads.

### Which is updated more often, Smart Pension or NetPayDue?

Smart Pension ships an update every 5 weeks, and NetPayDue every 35 months. Most recently, Smart Pension was updated on October 18, 2026 and NetPayDue on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*