# Smart Pension vs FixedCost

The clearest difference is price: Smart Pension at Free against FixedCost's $1.99. Smart Pension also leads on in-app purchases (none vs 1). On update cadence, ads, device support and iOS requirement there is nothing between them.

Smart Pension is free to download; FixedCost costs $1.99 up front. FixedCost sells 1 one-off in-app purchase. Smart Pension asks for nothing beyond the download.

Smart Pension ships an update every 5 weeks, FixedCost every 6 weeks. The most recent releases landed on September 26, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Smart Pension | FixedCost |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/smart-pension/id1293678839/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 30.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 88 MB | 13 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Smart Pension Limited](https://appshunter.io/developer/1293678838) | [kentaro kimoto](https://appshunter.io/developer/1593204765) |

## What reviewers say

### Smart Pension

[App page](https://appshunter.io/ios/app/smart-pension/id1293678839)

Manage your workplace pension savings with ease. Track your fund's performance in real-time, adjust contributions, and explore investment options. Access exclusive discounts and customer support directly from your phone.

**Highlights:** Real-time pension balance tracking, Investment fund selection, Contribution level adjustments, Enhanced security features (Face ID, Touch ID), Access to exclusive discounts, Live chat customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Pension calculator helpful
- 📈 Up-to-date values
- 📱 Convenient mobile access
- 💻 Can do same as computer

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App not loading
- 🐛 Login issues
- 🐛 App freezes
- 🐛 Basic functionalities not working

**Reported bugs**

- App crashes shortly after launch
- App never lets you update details
- Cannot log into the app after recent update
- App or website will not load
- Stuck on loading screen

**Requested features**

- Show profit or loss on investment
- Receive notification for new contribution
- Improve app design and UI
- Implement in-app form for pension transfers
- Add dark mode


### FixedCost

[App page](https://appshunter.io/ios/app/fixedcost-budget-tracker/id1626837900)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads - Premium Unlock | $2.99 | one-time |


## Frequently asked questions

### Is Smart Pension free?

Smart Pension is free to download, with no in-app purchases.

### Is FixedCost free?

FixedCost costs $1.99, and also offers in-app purchases.

### Do Smart Pension or FixedCost have ads?

Neither Smart Pension nor FixedCost shows ads.

### Which is updated more often, Smart Pension or FixedCost?

Smart Pension ships an update every 5 weeks, and FixedCost every 6 weeks. Most recently, Smart Pension was updated on September 26, 2026 and FixedCost on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*