# Смарт vs COMINBANК

The clearest difference is review sentiment: COMINBANК at 36% against Смарт's 10%. COMINBANК also leads on iOS requirement (14.0 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Смарт | COMINBANК |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 10.0% of reviews | **36.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 24 MB | 118 MB |
| Requires iOS | 16 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ПАО "БАНК "ГРАНТ"](https://appshunter.io/developer/1293703154) | [JSC "COMINBANK"](https://appshunter.io/developer/1383709200) |

## What reviewers say

### Смарт

[App page](https://appshunter.io/ios/app/id1293703155)

Manage your bank accounts remotely with this app. Perform transfers, pay bills, and manage your payment cards. It offers a convenient way to handle your finances on the go.

**Highlights:** Mobile top-ups, National currency transfers, Utility bill payments, Account balance viewing, Payment card management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### COMINBANК

[App page](https://appshunter.io/ios/app/cominban/id1413210102)

Manage your finances with a modern, intuitive banking app. Easily view balances, make transfers, open deposits, and control your cards. Enjoy secure transactions and 24/7 customer support.

**Highlights:** Card management (PIN change, blocking, statements), Online transfers (phone number, P2P), Online deposit opening and management, Transaction history with search and filters, Secure account protection, 24/7 customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Смарт free?

Смарт is free to download, with no in-app purchases.

### Is COMINBANК free?

COMINBANК is free to download, with no in-app purchases.

### Do Смарт or COMINBANК have ads?

Neither Смарт nor COMINBANК shows ads.

### Which is updated more often, Смарт or COMINBANК?

Смарт ships an update every 3 weeks, and COMINBANК every 3 weeks. Most recently, Смарт was updated on September 23, 2026 and COMINBANК on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*