# BakAi vs АБ24

The clearest difference is rating: BakAi at 4.7 against АБ24's 3.0. BakAi also leads on review sentiment (51% vs 20%) and ratings volume (381 vs 10). АБ24's advantage is iOS requirement (12 vs 14). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BakAi holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BakAi has 381 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 51% of BakAi's written reviews are positive against 20% of АБ24's.

BakAi ships an update every 4 weeks, АБ24 every 6 weeks. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | BakAi | АБ24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (381 ratings)](https://appshunter.io/ios/app/bakai/id1294108123/reviews)** | [3.0 (10 ratings)](https://appshunter.io/ios/app/24/id1532718401/reviews) |
| Number of ratings | **381** | 10 |
| Positive reviews | **50.8% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 272 MB | 63 MB |
| Requires iOS | 14 | **12** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OJSC BAKAI BANK](https://appshunter.io/developer/1205363870) | [OAO Ayil Bank](https://appshunter.io/developer/1468202882) |

## What reviewers say

### BakAi

[App page](https://appshunter.io/ios/app/bakai/id1294108123)

This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.

**Highlights:** Convenient payments for utilities, internet, mobile, taxes, games, Access to over ten government services, Online loans up to 200,000 som, Money transfers to Russia and Kazakhstan cards, Virtual card opening and physical card ordering, Remote video identification for security, Account and card management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and responsive application performance
- 💳 Convenient QR code transfer functionality
- 🌍 Excellent service for international users and non-residents
- 📧 Innovative 3DS code delivery via email for travel convenience

**What reviewers complain about**

- 🐛 Frequent application crashes and freezes
- 🔐 Overly restrictive account blocking and card freezing
- 📵 Push notifications not working properly
- 🔄 Confusing and poorly explained account recovery process
- 💸 Unexplained currency conversion rate issues

**Reported bugs**

- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents

**Requested features**

- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen


### АБ24

[App page](https://appshunter.io/ios/app/24/id1532718401)

Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.

**Highlights:** Remote identification for quick registration, Secure money management, Convenient mobile access, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BakAi free?

BakAi is free to download, with no in-app purchases.

### Is АБ24 free?

АБ24 is free to download, with no in-app purchases.

### Which has better reviews, BakAi or АБ24?

BakAi is rated higher. BakAi averages 4.7 out of 5 from 381 ratings, while АБ24 averages 3.0 from 10 ratings.

### Do BakAi or АБ24 have ads?

Neither BakAi nor АБ24 shows ads.

### Which is updated more often, BakAi or АБ24?

BakAi ships an update every 4 weeks, and АБ24 every 6 weeks. Most recently, BakAi was updated on September 26, 2026 and АБ24 on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*