# BakAi vs KICB

The clearest difference is rating: BakAi at 4.7 against KICB's 3.5. BakAi also leads on review sentiment (50% vs 26%) and ratings volume (393 vs 28). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BakAi holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: BakAi has 393 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 50% of BakAi's written reviews are positive against 26% of KICB's.

BakAi ships an update every 4 weeks, KICB fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | BakAi | KICB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (393 ratings)](https://appshunter.io/ios/app/bakai/id1294108123/reviews)** | [3.5 (28 ratings)](https://appshunter.io/ios/app/kicb/id1600444808/reviews) |
| Number of ratings | **393** | 28 |
| Positive reviews | **50.0% of reviews** | 26.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 275 MB | 345 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OJSC BAKAI BANK](https://appshunter.io/developer/1205363870) | [KICB](https://appshunter.io/developer/945826313) |

## What reviewers say

### BakAi

[App page](https://appshunter.io/ios/app/bakai/id1294108123)

This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.

**Highlights:** Convenient payments for utilities, internet, mobile, taxes, games, Access to over ten government services, Online loans up to 200,000 som, Money transfers to Russia and Kazakhstan cards, Virtual card opening and physical card ordering, Remote video identification for security, Account and card management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly interface
- 🚀 Fast and responsive application performance
- 💳 Convenient QR code transfer functionality
- 🌍 Excellent service for international users and non-residents
- 📧 Innovative 3DS code delivery via email for travel convenience

**What reviewers complain about**

- 🐛 Frequent application crashes and freezes
- 🔐 Overly restrictive account blocking and card freezing
- 📵 Push notifications not working properly
- 🔄 Confusing and poorly explained account recovery process
- 💸 Unexplained currency conversion rate issues

**Reported bugs**

- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents

**Requested features**

- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen


### KICB

[App page](https://appshunter.io/ios/app/kicb/id1600444808)

Manage your bank accounts and perform various financial transactions 24/7 through a mobile application. Send money, open deposits, apply for loans, and manage your cards with ease.

**Highlights:** Instant money transfers by phone number, Transfers to other banks' cards and accounts, Online deposit opening, Online loan application, Online bank card ordering, Card limit management, Card blocking/unblocking, Scheduled payments

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BakAi free?

BakAi is free to download, with no in-app purchases.

### Is KICB free?

KICB is free to download, with no in-app purchases.

### Which has better reviews, BakAi or KICB?

BakAi is rated higher. BakAi averages 4.7 out of 5 from 393 ratings, while KICB averages 3.5 from 28 ratings.

### Do BakAi or KICB have ads?

Neither BakAi nor KICB shows ads.

### Which is updated more often, BakAi or KICB?

BakAi ships an update every 4 weeks, and KICB fortnightly. Most recently, BakAi was updated on October 26, 2026 and KICB on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*