# JumiaPay vs Nirra

The clearest difference is review sentiment: JumiaPay at 50% against Nirra's 0%. JumiaPay also leads on rating (4.6 vs 2.3) and ratings volume (7.5K vs 16). Nirra's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JumiaPay holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: JumiaPay has 7.5K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 50% of JumiaPay's written reviews are positive against 0% of Nirra's.

JumiaPay ships an update every 5 weeks, Nirra every 2 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | JumiaPay | Nirra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7.5K ratings)](https://appshunter.io/ios/app/jumiapay/id1294620379/reviews)** | [2.3 (16 ratings)](https://appshunter.io/ios/app/nirra/id1566928276/reviews) |
| Number of ratings | **7.5K** | 16 |
| Positive reviews | **49.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 23 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Africa Internet Group](https://appshunter.io/developer/1112576770) | [Liberta Leasing Limited](https://appshunter.io/developer/1566928278) |

## What reviewers say

### JumiaPay

[App page](https://appshunter.io/ios/app/jumiapay/id1294620379)

Easily pay for airtime, mobile data, and various bills like electricity and cable TV. Enjoy guaranteed bonuses on recharges and free bill payments, saving money on every transaction. Securely complete payments with bank accounts or credit cards.

**Highlights:** Airtime top-up with bonus, Mobile data recharge, Free electricity bill payments, Cable TV recharge, Internet recharge, Toll gate payments, Secure payment options

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 💡 Convenient all-in-one app
- 👍 User-friendly interface
- 🤑 Offers discounts and cashback

**What reviewers complain about**

- 🐛 Buggy and unstable
- 🤯 Poor customer service
- 💸 Deceptive promotional offers
- 🤔 Confusing payment process
- 🔒 Security and trust issues

**Reported bugs**

- App crashes on sign-in
- Payment features not working
- Wallet balance not reflecting correctly
- Promotional codes not working as advertised

**Requested features**

- Restore iTunes gift card option for Nigeria
- Add Vodafone as alternative payment method
- Improve wallet balance withdrawal process
- Simplify login and account management


### Nirra

[App page](https://appshunter.io/ios/app/nirra/id1566928276)

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

**Highlights:** Instant money transfers, Installment shopping, Loan applications, Receive money, Pay bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JumiaPay free?

JumiaPay is free to download, with no in-app purchases.

### Is Nirra free?

Nirra is free to download, with no in-app purchases.

### Which has better reviews, JumiaPay or Nirra?

JumiaPay is rated higher. JumiaPay averages 4.6 out of 5 from 7.5K ratings, while Nirra averages 2.3 from 16 ratings.

### Do JumiaPay or Nirra have ads?

JumiaPay shows ads; Nirra does not.

### Which is updated more often, JumiaPay or Nirra?

JumiaPay ships an update every 5 weeks, and Nirra every 2 weeks. Most recently, JumiaPay was updated on October 21, 2026 and Nirra on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*