# PayOn for Merchant vs Pocket.mn

The clearest difference is update cadence: Pocket.mn at monthly against PayOn for Merchant's every 2 months. PayOn for Merchant's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayOn for Merchant ships an update every 2 months, Pocket.mn monthly. The most recent releases landed on October 26, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PayOn for Merchant | Pocket.mn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (31 ratings)](https://appshunter.io/ios/app/pocketmn/id1486845825/reviews)** |
| Number of ratings | — | **31** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 14 MB | 102 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PAYON PLC](https://appshunter.io/developer/1287400561) | [Invescore Wallet](https://appshunter.io/developer/1486845824) |

## What reviewers say

### PayOn for Merchant

[App page](https://appshunter.io/ios/app/payon-for-merchant/id1294942275)

**Features:** macOS Compatibility

**In-app purchases:** none


### Pocket.mn

[App page](https://appshunter.io/ios/app/pocketmn/id1486845825)

This app offers a suite of financial services including online loans, buy now pay later options, and savings accounts. It uses AI and credit databases to assess loan eligibility and provides flexible repayment terms. Users can manage their finances securely and receive personalized loan offers.

**Highlights:** Online loan applications, Buy Now, Pay Later (BNPL) service, Savings account options, AI-powered credit assessment, Flexible loan repayment, Secure personal information management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayOn for Merchant free?

PayOn for Merchant is free to download, with no in-app purchases.

### Is Pocket.mn free?

Pocket.mn is free to download, with no in-app purchases.

### Do PayOn for Merchant or Pocket.mn have ads?

Neither PayOn for Merchant nor Pocket.mn shows ads.

### Which is updated more often, PayOn for Merchant or Pocket.mn?

PayOn for Merchant ships an update every 2 months, and Pocket.mn monthly. Most recently, PayOn for Merchant was updated on October 26, 2026 and Pocket.mn on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*