# inMotion by CNCBI vs MPay商戶版

The clearest difference is iOS requirement: MPay商戶版 at 10 against inMotion by CNCBI's 14.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

inMotion by CNCBI ships an update every 2 months, MPay商戶版 every 6 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | inMotion by CNCBI | MPay商戶版 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (29 ratings)](https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074/reviews)** | — |
| Number of ratings | **29** | — |
| Positive reviews | 35.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 190 MB | 58 MB |
| Requires iOS | 14.0 | **10** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China CITIC Bank International Limited](https://appshunter.io/developer/649323841) | [澳門通股份有限公司 Macau Pass S.A.](https://appshunter.io/developer/519018138) |

## What reviewers say

### inMotion by CNCBI

[App page](https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074)

Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, investment, payment, and insurance services.

**Highlights:** Remote account opening, Biometric authentication, Securities trading, Foreign exchange services, Bill payment and remittance, Multiple insurance options, Personal loans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MPay商戶版

[App page](https://appshunter.io/ios/app/mpay/id1401210746)

**In-app purchases:** none


## Frequently asked questions

### Is inMotion by CNCBI free?

inMotion by CNCBI is free to download, with no in-app purchases.

### Is MPay商戶版 free?

MPay商戶版 is free to download, with no in-app purchases.

### Do inMotion by CNCBI or MPay商戶版 have ads?

Neither inMotion by CNCBI nor MPay商戶版 shows ads.

### Which is updated more often, inMotion by CNCBI or MPay商戶版?

inMotion by CNCBI ships an update every 2 months, and MPay商戶版 every 6 weeks. Most recently, inMotion by CNCBI was updated on November 6, 2026 and MPay商戶版 on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*