# inMotion by CNCBI vs BoC Pay+

The clearest difference is rating: BoC Pay+ at 3.5 against inMotion by CNCBI's 1.7. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BoC Pay+ holds the better App Store score, 3.5 against 1.7. Both are backed by a comparable volume of ratings — 29 and 12 respectively. Written reviews point the same way: 36% of inMotion by CNCBI's written reviews are positive against 43% of BoC Pay+'s.

inMotion by CNCBI ships an update every 6 weeks, BoC Pay+ every 4 weeks. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | inMotion by CNCBI | BoC Pay+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (29 ratings)](https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074/reviews) | **[3.5 (12 ratings)](https://appshunter.io/ios/app/boc-pay-plus/id1403690384/reviews)** |
| Number of ratings | **29** | 12 |
| Positive reviews | 35.8% of reviews | **43.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 186 MB | 243 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China CITIC Bank International Limited](https://appshunter.io/developer/649323841) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### inMotion by CNCBI

[App page](https://appshunter.io/ios/app/inmotion-by-cncbi/id1294956074)

Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, saving, investing, payment, and insurance services. Features include account management, biometric login, and various transaction capabilities.

**Highlights:** Remote account opening, Biometric authentication, Account overview and eStatements, Bill payment and remittance, Investment fund management, Insurance services, Multi-currency debit card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BoC Pay+

[App page](https://appshunter.io/ios/app/boc-pay-plus/id1403690384)

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

**Highlights:** Top up with BOC Credit Cards, Manage credit cards, Apply for installments, Earn and redeem points, Check gift points balance, Small amount payment without password

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is inMotion by CNCBI free?

inMotion by CNCBI is free to download, with no in-app purchases.

### Is BoC Pay+ free?

BoC Pay+ is free to download, with no in-app purchases.

### Which has better reviews, inMotion by CNCBI or BoC Pay+?

BoC Pay+ is rated higher. inMotion by CNCBI averages 1.7 out of 5 from 29 ratings, while BoC Pay+ averages 3.5 from 12 ratings.

### Do inMotion by CNCBI or BoC Pay+ have ads?

Neither inMotion by CNCBI nor BoC Pay+ shows ads.

### Which is updated more often, inMotion by CNCBI or BoC Pay+?

inMotion by CNCBI ships an update every 6 weeks, and BoC Pay+ every 4 weeks. Most recently, inMotion by CNCBI was updated on October 20, 2026 and BoC Pay+ on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*