# Brubank vs MODO

The clearest difference is ads: Brubank at none against MODO's shown. Brubank also leads on review sentiment (47% vs 28%) and device support (3 vs 1). MODO's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Brubank against 4.8 for MODO. Both are backed by a comparable volume of ratings — 2.3K and 1.3K respectively. Written reviews are what separate them: 47% of Brubank's written reviews are positive against 28% of MODO's.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Brubank | MODO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.3K ratings)](https://appshunter.io/ios/app/brubank-banco-digital/id1295202448/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** |
| Number of ratings | **2.3K** | 1.3K |
| Positive reviews | **46.7% of reviews** | 27.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Weekly | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 393 MB | 206 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Bruinvest S.A.](https://appshunter.io/developer/1295202447) | [Play Digital SA](https://appshunter.io/developer/1527103696) |

## What reviewers say

### Brubank

[App page](https://appshunter.io/ios/app/brubank-banco-digital/id1295202448)

Manage all your banking needs with a free digital bank. Access debit and credit cards, make investments, pay bills, and get loans. Offers features for individuals, businesses, and families, with 24/7 support.

**Highlights:** Digital banking services, Visa debit and credit cards, Investment options (USD, MEP, CEDEARs, Funds), Bill payments and mobile top-ups, QR code payments, Loans and advances, Family spending control

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💯 Excellent app
- 👌 Practical and fast
- 🚀 Incredible app
- 🤩 Fantastic
- 🏆 Best digital bank in Argentina

**What reviewers complain about**

- 🤬 Poor customer support
- 💰 Expensive fees
- 🤯 Frustrating experience
- 🚫 Inability to close account
- 🔒 Security issues

**Reported bugs**

- Login screen freezes
- Issues with identity verification
- Problems with QR code payments
- Incompatibility with older devices
- Funds being incorrectly debited

**Requested features**

- Add Bitcoin buying/selling functionality
- Implement web access to accounts
- Add direct debit payment option
- Improve accessibility for visually impaired users
- Provide more detailed transaction analysis


### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


## Frequently asked questions

### Is Brubank free?

Brubank is free to download, with no in-app purchases.

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Which has better reviews, Brubank or MODO?

MODO is rated higher. Brubank averages 4.8 out of 5 from 2.3K ratings, while MODO averages 4.8 from 1.3K ratings.

### Do Brubank or MODO have ads?

MODO shows ads; Brubank does not.

### Which is updated more often, Brubank or MODO?

Brubank ships an update weekly, and MODO weekly. Most recently, Brubank was updated on October 29, 2026 and MODO on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*