# WayForPay vs Банк Власний Рахунок

The clearest difference is ads: WayForPay at none against Банк Власний Рахунок's shown. WayForPay also leads on monetization model (free vs free with in-app purchases). Банк Власний Рахунок's advantage is update cadence (every 2 weeks vs monthly) and review sentiment (43% vs 32%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WayForPay ships an update monthly, Банк Власний Рахунок every 2 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | WayForPay | Банк Власний Рахунок |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (50 ratings)](https://appshunter.io/ios/app/id1499995681/reviews)** |
| Number of ratings | — | **50** |
| Positive reviews | 31.8% of reviews | **43.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 61 MB | 348 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wayforpay.com](https://appshunter.io/developer/1238395435) | [VST BANK JSCo](https://appshunter.io/developer/1198474017) |

## What reviewers say

### WayForPay

[App page](https://appshunter.io/ios/app/wayforpay/id1296164809)

Manage your store's online payments directly from your mobile device. This app offers comprehensive tools for controlling transactions, configuring your store, and generating reports. It also supports offline payments via QR codes and provides real-time notifications.

**Highlights:** Control and analyze online payments, Configure store settings, Manage SPTR, Confirm payments and issue refunds, Create and edit payment buttons and invoices, Accept offline payments via QR terminal, Generate reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Банк Власний Рахунок

[App page](https://appshunter.io/ios/app/id1499995681)

This digital banking app offers convenient management of personal and credit funds, with special benefits for shopping at "Silpo". Open virtual cards, earn loyalty points, and manage loans, currency, and deposits all from your smartphone.

**Highlights:** Virtual card in 5 minutes, 1% back in balobonus points, Credit limit up to 100,000 UAH, Installment payments, Currency cards in USD/EUR, High-interest deposits, Smart expense tracking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WayForPay free?

WayForPay is free to download, with no in-app purchases.

### Is Банк Власний Рахунок free?

Банк Власний Рахунок is free to download, with no in-app purchases.

### Do WayForPay or Банк Власний Рахунок have ads?

Банк Власний Рахунок shows ads; WayForPay does not.

### Which is updated more often, WayForPay or Банк Власний Рахунок?

WayForPay ships an update monthly, and Банк Власний Рахунок every 2 weeks. Most recently, WayForPay was updated on November 3, 2026 and Банк Власний Рахунок on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*