# 农信e购 vs 海云付

The clearest difference is ads: 海云付 at none against 农信e购's shown. 农信e购's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 农信e购 | 海云付 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Ad-supported | — |
| Size | 82 MB | 41 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [河北省农村信用社](https://appshunter.io/developer/785943262) | [Rongtong Info&Tech Co., Ltd](https://appshunter.io/developer/621877572) |

## What reviewers say

### 农信e购

[App page](https://appshunter.io/ios/app/e/id1297137105)

This business tool allows registered merchants to manage orders and receive app notifications on their smartphone. It provides real-time order status updates and supports various payment methods, aiming for secure, convenient, and efficient merchant services.

**Highlights:** Business order inquiry, App message push notifications, Real-time order status tracking, Multiple business payment options, Merchant revenue and management tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 海云付

[App page](https://appshunter.io/ios/app/id1560052920)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 农信e购 free?

农信e购 is free to download, with no in-app purchases.

### Is 海云付 free?

海云付 is free to download, with no in-app purchases.

### Do 农信e购 or 海云付 have ads?

农信e购 shows ads; 海云付 does not.

### Which is updated more often, 农信e购 or 海云付?

农信e购 ships an update every 3 months, and 海云付 every 3 months. Most recently, 农信e购 was updated on October 26, 2026 and 海云付 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*