# FinSmart vs Tipsoi

The clearest difference is review sentiment: Tipsoi at 71% against FinSmart's 5%. Tipsoi also leads on rating (3.1 vs 1.7). FinSmart's advantage is ratings volume (55 vs 18) and iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tipsoi holds the better App Store score, 3.1 against 1.7. Both are backed by a comparable volume of ratings — 55 and 18 respectively. Written reviews point the same way: 5% of FinSmart's written reviews are positive against 71% of Tipsoi's.

FinSmart ships an update monthly, Tipsoi every 3 weeks. The most recent releases landed on October 6, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | FinSmart | Tipsoi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (55 ratings)](https://appshunter.io/ios/app/finsmart/id1297975396/reviews) | **[3.1 (18 ratings)](https://appshunter.io/ios/app/tipsoi/id1558018949/reviews)** |
| Number of ratings | **55** | 18 |
| Positive reviews | 4.7% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 70 MB | 118 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Lanka Bangla Finance PLC](https://appshunter.io/developer/1297975395) | [Inovace Technologies Pte Limited](https://appshunter.io/developer/1895020275) |

## What reviewers say

### FinSmart

[App page](https://appshunter.io/ios/app/finsmart/id1297975396)

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

**Highlights:** Self sign up with NID, Self PIN reset, View latest statements and account details, Online product applications, Access offers and rewards, Branch and merchant locator, In-app notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### Tipsoi

[App page](https://appshunter.io/ios/app/tipsoi/id1558018949)

This cloud-based attendance monitoring app helps organizations streamline employee time tracking. It offers a smart solution for efficiently managing attendance and improving overall organizational efficiency.

**Highlights:** Cloud-based attendance monitoring, Organizational efficiency, Smart time tracking, HRM capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FinSmart free?

FinSmart is free to download, with no in-app purchases.

### Is Tipsoi free?

Tipsoi is free to download, with no in-app purchases.

### Which has better reviews, FinSmart or Tipsoi?

Tipsoi is rated higher. FinSmart averages 1.7 out of 5 from 55 ratings, while Tipsoi averages 3.1 from 18 ratings.

### Do FinSmart or Tipsoi have ads?

Neither FinSmart nor Tipsoi shows ads.

### Which is updated more often, FinSmart or Tipsoi?

FinSmart ships an update monthly, and Tipsoi every 3 weeks. Most recently, FinSmart was updated on October 6, 2026 and Tipsoi on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*