# FinSmart vs arc.app offline

The clearest difference is iOS requirement: arc.app offline at 10.0 against FinSmart's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FinSmart ships an update monthly, arc.app offline every 2 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FinSmart | arc.app offline |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (62 ratings)](https://appshunter.io/ios/app/finsmart/id1297975396/reviews)** | — |
| Number of ratings | **62** | — |
| Positive reviews | 4.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | — |
| Size | 70 MB | 139 MB |
| Requires iOS | 12.0 | **10.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Lanka Bangla Finance PLC](https://appshunter.io/developer/1297975395) | [Arcstone Pte. Ltd.](https://appshunter.io/developer/1205079949) |

## What reviewers say

### FinSmart

[App page](https://appshunter.io/ios/app/finsmart/id1297975396)

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

**Highlights:** Self sign up with NID, Self PIN reset, View latest statements and account details, Online product applications, Access offers and rewards, Branch and merchant locator, In-app notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### arc.app offline

[App page](https://appshunter.io/ios/app/arcapp-offline/id1632206960)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FinSmart free?

FinSmart is free to download, with no in-app purchases.

### Is arc.app offline free?

arc.app offline is free to download, with no in-app purchases.

### Do FinSmart or arc.app offline have ads?

Neither FinSmart nor arc.app offline shows ads.

### Which is updated more often, FinSmart or arc.app offline?

FinSmart ships an update monthly, and arc.app offline every 2 months. Most recently, FinSmart was updated on October 24, 2026 and arc.app offline on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*