# FinSmart vs OneAi BD

The clearest difference is review sentiment: OneAi BD at 100% against FinSmart's 5%. OneAi BD also leads on rating (5.0 vs 1.7) and update cadence (every 2 days vs monthly). FinSmart's advantage is in-app purchases (none vs 3) and ratings volume (55 vs 5). On price, ads and device support there is nothing between them.

Both are free to download. OneAi BD sells 3 in-app purchases, starting at $0.99 per month. FinSmart asks for nothing beyond the download.

OneAi BD holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: FinSmart has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 5% of FinSmart's written reviews are positive against 100% of OneAi BD's.

FinSmart ships an update monthly, OneAi BD every 2 days. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | FinSmart | OneAi BD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (55 ratings)](https://appshunter.io/ios/app/finsmart/id1297975396/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/oneai-bd/id6777665151/reviews)** |
| Number of ratings | **55** | 5 |
| Positive reviews | 4.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 70 MB | 12 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Lanka Bangla Finance PLC](https://appshunter.io/developer/1297975395) | [MAVERICK ENTERPRISE LIMITED](https://appshunter.io/developer/1753559103) |

## What reviewers say

### FinSmart

[App page](https://appshunter.io/ios/app/finsmart/id1297975396)

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

**Highlights:** Self sign up with NID, Self PIN reset, View latest statements and account details, Online product applications, Access offers and rewards, Branch and merchant locator, In-app notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### OneAi BD

[App page](https://appshunter.io/ios/app/oneai-bd/id6777665151)

This platform consolidates leading AI models and creative tools into a single, user-friendly application. It offers capabilities for text generation, image and video creation, coding assistance, and document production, streamlining various tasks for enhanced productivity.

**Highlights:** Chat with leading AI models, Generate AI images and videos, AI-powered document and presentation creation, AI coding assistance, Build AI agents, Auto-selects AI models

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lite | $0.99 | per month |
| Plus | $2.99 | per month |
| Pro | $7.99 | per month |


## Frequently asked questions

### Is FinSmart free?

FinSmart is free to download, with no in-app purchases.

### Is OneAi BD free?

OneAi BD is free to download, with in-app purchases available.

### Which has better reviews, FinSmart or OneAi BD?

OneAi BD is rated higher. FinSmart averages 1.7 out of 5 from 55 ratings, while OneAi BD averages 5.0 from 5 ratings.

### Do FinSmart or OneAi BD have ads?

Neither FinSmart nor OneAi BD shows ads.

### Which is updated more often, FinSmart or OneAi BD?

FinSmart ships an update monthly, and OneAi BD every 2 days. Most recently, FinSmart was updated on September 17, 2026 and OneAi BD on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*