# Affinity Plus Mobile Banking vs Ideal CU Mobile

The clearest difference is ads: Affinity Plus Mobile Banking at none against Ideal CU Mobile's shown. Affinity Plus Mobile Banking also leads on ratings volume (65K vs 4.5K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Affinity Plus Mobile Banking against 4.8 for Ideal CU Mobile. That said, the two scores are not equally well evidenced: Affinity Plus Mobile Banking has 65K ratings behind it against 4.5K, so its average is the more settled of the two. Written reviews are what separate them: 67% of Affinity Plus Mobile Banking's written reviews are positive against 63% of Ideal CU Mobile's.

Affinity Plus Mobile Banking ships an update every 2 months, Ideal CU Mobile monthly. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Affinity Plus Mobile Banking | Ideal CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (65K ratings)](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292/reviews)** | [4.8 (4.5K ratings)](https://appshunter.io/ios/app/ideal-cu-mobile/id1436063821/reviews) |
| Number of ratings | **65K** | 4.5K |
| Positive reviews | **67.5% of reviews** | 63.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 33 MB | 223 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Affinity Plus Federal Credit Union](https://appshunter.io/developer/645969418) | [Ideal Credit Union](https://appshunter.io/developer/511381065) |

## What reviewers say

### Affinity Plus Mobile Banking

[App page](https://appshunter.io/ios/app/affinity-plus-mobile-banking/id1298145292)

Manage your finances with comprehensive tools for budgeting, spending analysis, and savings goals. Securely handle payments, activate cards, and monitor your credit score. Supports business accounts with advanced reporting and user access controls.

**Highlights:** Budget tracking, Net worth calculation, Digital wallet integration, Card activation and replacement, Spending analysis, Savings goals, Credit score monitoring, Check deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and user-friendly
- 🚀 Efficient mobile banking experience
- 🔒 Secure login options (e.g., Face ID, Touch ID)
- 💡 Helpful account management features
- 🚀 Quick check deposit process

**What reviewers complain about**

- 🐛 Frequent app crashes and glitches
- 🤔 Confusing new interface design
- 🤦‍♀️ Removed or hidden key functionality (e.g., scheduled principal payments)
- 🔍 Difficult to navigate and find information
- 🕰️ Slow app performance and loading times

**Reported bugs**

- App frequently crashes when trying to deposit checks
- Login issues and inability to reset password
- Pending transactions not showing correctly
- Inconsistent app behavior across devices
- Inability to access certain account features

**Requested features**

- Add dark mode option
- Improve mobile check deposit reliability
- Allow easier toggling between multiple accounts
- Streamline login and authentication process
- Provide more customization options


### Ideal CU Mobile

[App page](https://appshunter.io/ios/app/ideal-cu-mobile/id1436063821)

Securely manage your finances anytime, anywhere. This app allows you to check balances, transfer funds, pay bills, and deposit checks. You can also open new accounts, manage alerts, and locate ATMs.

**Highlights:** Secure login with TouchID, Balance peek without login, Fund transfers and payments, Bill pay and check deposit, Open new accounts and CDs, Account alert management, ATM locator

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Exceptional customer service
- 🚀 Easy to use mobile banking
- 💡 Versatile account access
- 🚀 Fast check deposit
- 👍 Professional and helpful staff

**What reviewers complain about**

- 🐛 Bugs in app updates
- 🔧 Difficult to use certain features
- 🔧 Limited branch access
- 🔧 Restrictive daily transaction limits

**Reported bugs**

- Transfer screen freezing
- Inability to view transaction memos
- Repeated login credential requests
- App not opening or crashing

**Requested features**

- Face ID login option
- Free credit check feature
- Landscape mode support on iPad
- Improved transaction memo viewing


## Frequently asked questions

### Is Affinity Plus Mobile Banking free?

Affinity Plus Mobile Banking is free to download, with no in-app purchases.

### Is Ideal CU Mobile free?

Ideal CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, Affinity Plus Mobile Banking or Ideal CU Mobile?

Affinity Plus Mobile Banking is rated higher. Affinity Plus Mobile Banking averages 4.8 out of 5 from 65K ratings, while Ideal CU Mobile averages 4.8 from 4.5K ratings.

### Do Affinity Plus Mobile Banking or Ideal CU Mobile have ads?

Ideal CU Mobile shows ads; Affinity Plus Mobile Banking does not.

### Which is updated more often, Affinity Plus Mobile Banking or Ideal CU Mobile?

Affinity Plus Mobile Banking ships an update every 2 months, and Ideal CU Mobile monthly. Most recently, Affinity Plus Mobile Banking was updated on October 14, 2026 and Ideal CU Mobile on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*