# My VBI vs VContract

The clearest difference is rating: My VBI at 3.5 against VContract's 3.0. My VBI also leads on ratings volume (6 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My VBI holds the better App Store score, 3.5 against 3.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews complicate that: 18% of My VBI's written reviews are positive against 25% of VContract's, so the app with the better star average is not the one people write more warmly about.

My VBI ships an update every 10 days, VContract fortnightly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | My VBI | VContract |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/my-vbi/id1299006208/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/vcontract/id1611141207/reviews) |
| Number of ratings | **6** | 2 |
| Positive reviews | 17.5% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 96 MB | 150 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietinbank Insurance](https://appshunter.io/developer/1299006207) | [Viettel Telecom](https://appshunter.io/developer/365850426) |

## What reviewers say

### My VBI

[App page](https://appshunter.io/ios/app/my-vbi/id1299006208)

This app offers a seamless online experience for purchasing insurance and managing claims. It leverages AI and machine learning for advanced features like instant information filling and fast claim processing. Explore smart insurance products, track your claims, and find partner networks easily.

**Highlights:** Online insurance purchase, Online claims filing and tracking, OCR for ID scanning and auto-fill, Multiple payment options, Search for partner garages and clinics, Promotional updates

**Features:** Vision Pro support

**In-app purchases:** none


### VContract

[App page](https://appshunter.io/ios/app/vcontract/id1611141207)

This application facilitates the creation and management of digital contracts. It offers a secure platform for electronic signatures and contract storage, streamlining business processes.

**Highlights:** Digital contract creation, Electronic signature functionality, Secure contract storage, Streamlined business processes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My VBI free?

My VBI is free to download, with no in-app purchases.

### Is VContract free?

VContract is free to download, with no in-app purchases.

### Which has better reviews, My VBI or VContract?

My VBI is rated higher. My VBI averages 3.5 out of 5 from 6 ratings, while VContract averages 3.0 from 2 ratings.

### Do My VBI or VContract have ads?

Neither My VBI nor VContract shows ads.

### Which is updated more often, My VBI or VContract?

My VBI ships an update every 10 days, and VContract fortnightly. Most recently, My VBI was updated on November 2, 2026 and VContract on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*