# My VBI vs HRM

My VBI and HRM are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My VBI ships an update every 10 days, HRM weekly. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | My VBI | HRM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/my-vbi/id1299006208/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 17.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free | — |
| Size | 96 MB | 32 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietinbank Insurance](https://appshunter.io/developer/1299006207) | [ECO Pharma J.S.C.](https://appshunter.io/developer/928362406) |

## What reviewers say

### My VBI

[App page](https://appshunter.io/ios/app/my-vbi/id1299006208)

This app offers a seamless online experience for purchasing insurance and managing claims. It leverages AI and machine learning for advanced features like instant information filling and fast claim processing. Explore smart insurance products, track your claims, and find partner networks easily.

**Highlights:** Online insurance purchase, Online claims filing and tracking, OCR for ID scanning and auto-fill, Multiple payment options, Search for partner garages and clinics, Promotional updates

**Features:** Vision Pro support

**In-app purchases:** none


### HRM

[App page](https://appshunter.io/ios/app/hrm-eco-eplus/id6754152735)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My VBI free?

My VBI is free to download, with no in-app purchases.

### Is HRM free?

HRM is free to download, with no in-app purchases.

### Do My VBI or HRM have ads?

Neither My VBI nor HRM shows ads.

### Which is updated more often, My VBI or HRM?

My VBI ships an update every 10 days, and HRM weekly. Most recently, My VBI was updated on November 2, 2026 and HRM on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*