# mipagoamigo vs PAYGO

The clearest difference is rating: PAYGO at 3.0 against mipagoamigo's 2.4. mipagoamigo's advantage is ratings volume (40 vs 4). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PAYGO holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: mipagoamigo has 40 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 6% of mipagoamigo's written reviews are positive against 0% of PAYGO's, so the app with the better star average is not the one people write more warmly about.

mipagoamigo ships an update every 3 months, PAYGO every 2 months. The most recent releases landed on October 21, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | mipagoamigo | PAYGO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (40 ratings)](https://appshunter.io/ios/app/mipagoamigo/id1299526190/reviews) | **[3.0 (4 ratings)](https://appshunter.io/ios/app/paygo/id1433709621/reviews)** |
| Number of ratings | **40** | 4 |
| Positive reviews | **6.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 27 MB | 20 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco Caja Social](https://appshunter.io/developer/502534142) | [PAYGO S.A.S](https://appshunter.io/developer/1433709620) |

## What reviewers say

### mipagoamigo

[App page](https://appshunter.io/ios/app/mipagoamigo/id1299526190)

Easily pay bills, social security, and other services from your mobile device. Select your company, enter payment details, and choose your financial institution via PSE to complete transactions securely. Download payment receipts for your records.

**Highlights:** Pay bills and services, Secure transactions, PSE payment integration, Download payment receipts, Search for companies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PAYGO

[App page](https://appshunter.io/ios/app/paygo/id1433709621)

This platform offers a secure and convenient alternative to cash for students in educational institutions. It allows for easy payments, real-time spending monitoring, and control over purchases, including blocking specific items or categories.

**Highlights:** Secure alternative payment method, Real-time spending monitoring, Control over purchases, Block unwanted products/categories, View meal menu schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mipagoamigo free?

mipagoamigo is free to download, with no in-app purchases.

### Is PAYGO free?

PAYGO is free to download, with no in-app purchases.

### Which has better reviews, mipagoamigo or PAYGO?

PAYGO is rated higher. mipagoamigo averages 2.4 out of 5 from 40 ratings, while PAYGO averages 3.0 from 4 ratings.

### Do mipagoamigo or PAYGO have ads?

Neither mipagoamigo nor PAYGO shows ads.

### Which is updated more often, mipagoamigo or PAYGO?

mipagoamigo ships an update every 3 months, and PAYGO every 2 months. Most recently, mipagoamigo was updated on October 21, 2026 and PAYGO on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*