# Master Transfer vs USI Money

The clearest difference is update cadence: USI Money at every 4 weeks against Master Transfer's every 2 months. Master Transfer's advantage is review sentiment (83% vs 75%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Master Transfer ships an update every 2 months, USI Money every 4 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Master Transfer | USI Money |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **83.3% of reviews** | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 82 MB | 19 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Master Services Europe Group Ltd](https://appshunter.io/developer/1300262915) | [Universal Securities & Investments Limited](https://appshunter.io/developer/1383217319) |

## What reviewers say

### Master Transfer

[App page](https://appshunter.io/ios/app/master-transfer/id1300262916)

Easily send money abroad to family and friends or pay bills and suppliers directly from your smartphone or tablet. Enjoy instant delivery, competitive prices, and secure debit card payments with real-time tracking and notifications.

**Highlights:** Send and track transfers, Instant money delivery, Debit card payments, Real-time tracking, Exchange rate notifications, Secure 256-bit encryption

**Features:** macOS Compatibility

**In-app purchases:** none


### USI Money

[App page](https://appshunter.io/ios/app/usi-money/id1383217320)

Easily send money overseas from your mobile device. Track transfers, check rates, and receive secure confirmations for peace of mind. Supports numerous currencies and payout options.

**Highlights:** Send money internationally, Track transfers, Check exchange rates and fees, Create beneficiaries, Access transfer history, Bank deposit and cash pickup options

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Master Transfer free?

Master Transfer is free to download, with no in-app purchases.

### Is USI Money free?

USI Money is free to download, with no in-app purchases.

### Do Master Transfer or USI Money have ads?

Neither Master Transfer nor USI Money shows ads.

### Which is updated more often, Master Transfer or USI Money?

Master Transfer ships an update every 2 months, and USI Money every 4 weeks. Most recently, Master Transfer was updated on October 14, 2026 and USI Money on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*