# Master Transfer vs TetradPay

The clearest difference is monetization model: Master Transfer at free against TetradPay's free with in-app purchases. TetradPay's advantage is update cadence (every 4 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Master Transfer ships an update every 2 months, TetradPay every 4 weeks. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Master Transfer | TetradPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (39 ratings)](https://appshunter.io/ios/app/tetradpay/id1609876055/reviews)** |
| Number of ratings | — | **39** |
| Positive reviews | **83.3% of reviews** | 78.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 82 MB | 118 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Master Services Europe Group Ltd](https://appshunter.io/developer/1300262915) | [Tetrad Incorporation Limited](https://appshunter.io/developer/1609876357) |

## What reviewers say

### Master Transfer

[App page](https://appshunter.io/ios/app/master-transfer/id1300262916)

Easily send money abroad to family and friends or pay bills and suppliers directly from your smartphone or tablet. Enjoy instant delivery, competitive prices, and secure debit card payments with real-time tracking and notifications.

**Highlights:** Send and track transfers, Instant money delivery, Debit card payments, Real-time tracking, Exchange rate notifications, Secure 256-bit encryption

**Features:** macOS Compatibility

**In-app purchases:** none


### TetradPay

[App page](https://appshunter.io/ios/app/tetradpay/id1609876055)

Send money instantly and securely to loved ones abroad for various needs like tuition, bills, or housing. Leverage cutting-edge technology for seamless cross-border payments with competitive exchange rates and low fees.

**Highlights:** Instant money transfers, Secure open banking technology, Competitive exchange rates, Low, upfront fees, FCA regulated and HMRC supervised, Easy registration and transfer process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable transfers
- 💰 Low rates and competitive exchange
- 👍 Easy and seamless to use
- ✅ Efficient customer service
- 💯 Trustworthy and honest

**What reviewers complain about**

- 🐛 Long delays in transfers
- 🐛 Money held for extended periods
- 🐛 Inconsistent delivery times
- 🐛 Unresponsive customer support
- 🐛 False claims of instant transfers

**Reported bugs**

- Face ID authentication not working
- Login screen requires constant re-entry of details
- Face ID button missing
- Verification code delays
- Deposit not instant despite claims

**Requested features**

- Provide official receipts/invoices
- Improve Face ID authentication
- Enable Face recognition for login
- Allow higher remittance limits without manual authorization
- Ensure instant deposit claims are accurate


## Frequently asked questions

### Is Master Transfer free?

Master Transfer is free to download, with no in-app purchases.

### Is TetradPay free?

TetradPay is free to download, with no in-app purchases.

### Do Master Transfer or TetradPay have ads?

Neither Master Transfer nor TetradPay shows ads.

### Which is updated more often, Master Transfer or TetradPay?

Master Transfer ships an update every 2 months, and TetradPay every 4 weeks. Most recently, Master Transfer was updated on November 4, 2026 and TetradPay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*